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BlogCredit & payments, explained

Everything about credit on UPI,
in plain words.

Guides on credit cards, RuPay on UPI, transaction limits and credit scores — written for people paying for groceries, fuel and bills in India every day.

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218
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4 Nov 2026
Last updated
The Kiwi RuPay credit card over the Kiwi app, paying by UPI
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RuPay Credit Card 82UPI Credit Card 54Guides & Tips 52Fintech 43UPI 27Digital Payments 12Credit Card 6Virtual Credit Card 4

Editorial · latest

Latest articles

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Pixel Go Credit Card: Our Guide to Rewards, Fees and Everyday Use

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Cards · RuPay

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Payments · money

UPI & everyday payments

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How Many UPI Transactions Per Day Are Allowed?

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Credit on UPI

Make your next grocery payment work harder

At Kiwi, we help you use an eligible RuPay credit card for everyday UPI merchant payments, such as groceries and shop QR payments. Eligible spends can earn cashback, subject to the card’s terms.

  • RuPay credit card on UPI
  • Pay by scanning any UPI QR
  • Cashback on eligible spends
Approval and the card issued depend on your credit score and our partner banks’ criteria. Cashback is subject to the card’s terms.
Apply for a credit card

Archive · everything

All articles218 articles

All RuPay Credit Card UPI Credit Card Credit Card Virtual Credit Card UPI Digital Payments Guides & Tips Fintech
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Top 10 Signs Your Credit Card Number Has Been Hacked

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The Safety Net: Why Credit Cards are the Safest Payment Option for International Travel?

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Save Money on International Travel with Credit Cards

11 Jun 20254 min read In this blog we are looking at the top 5 ways you can address getting a new credit card limit. We will also discuss how credit cards like Kiwi can help you with additional benefits and features to get your credit goals.
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How can you increase your Credit Card Limit?

9 Jun 20254 min read How Credit Cards can Benefits you in Domestic Travel?
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How Credit Cards can Benefit you in Domestic Travel?

5 Jun 20255 min read How a Second Credit Card Can Boost Your Credit Score
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Boost Your Credit Score with a Second Credit Card

4 Jun 20255 min read The Pros and Cons of Holding Multiple Credit Cards
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The Pros and Cons of Holding Multiple Credit Cards

2 Jun 20255 min read Using multiple credit cards does not necessarily mean taking on more debt; it means being more deliberate with your spending. If you're doing it right, it allows you to earn above-average rewards, save money on everyday purchases, travel better and gain access to premium lifestyle benefits
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How to Maximise Rewards by Using Multiple Credit Cards?

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Top 5 Reasons to Add a Second Credit Card to Your Wallet

27 May 20255 min read A credit card is a highly personal financial product, and to maximize its benefits, you need to choose the one that aligns perfectly with your individual needs and lifestyle. In this article, we’ll guide you on how to evaluate and decide which credit card is best for you, ensuring you get the most value and rewards from your choice.
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How You Should Be Choosing the Right Credit Card for Yourself?

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