BlogCredit & payments, explained

Everything about credit on UPI,
in plain words.

Guides on credit cards, RuPay on UPI, transaction limits and credit scores — written for people paying for groceries, fuel and bills in India every day.

Apply for a credit card Browse all 218 articles

218: Articles published
8: Topics covered
4 Nov 2026: Last updated

The Kiwi RuPay credit card over the Kiwi app, paying by UPI

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RuPay Credit Card 82 UPI Credit Card 54 Guides & Tips 52 Fintech 43 UPI 27 Digital Payments 12 Credit Card 6 Virtual Credit Card 4

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Latest articles

Credit Card

Pixel Go Credit Card: Our Guide to Rewards, Fees and Everyday Use

We explain the Pixel Go Credit Card for Indian first-time card users and everyday spenders who want simple, app-based payments. HDFC Bank manages this…

4 Nov 202610 min read

Guides & Tips

How to Check CIBIL Score: Our Guide to Getting and Reading the Report

3 Nov 202610 min read

Guides & Tips

How To Check CIBIL Score By PAN Card

29 Oct 20267 min read

Cards · RuPay

Credit cards on UPI

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Guides & TipsRuPay Credit Card

Payments · money

UPI & everyday payments

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UPI

Gpay Transaction Failed? What to Check and How to Fix It

22 Oct 202610 min read

UPI

Merchant Discount Rate (MDR) on UPI: What Changes for Our Payments?

16 Sep 20265 min read

UPI

What is UPI ID? Meaning, Format and How We Use It

15 Sep 20266 min read

UPI

What is a UPI Reference Number?

12 Sep 20266 min read

UPI

How to Change UPI PIN in Google Pay: Our Step-by-Step Guide

10 Sep 20267 min read

UPI

What is MPIN Number? A Simple Guide to Setting and Using It

8 Sep 20266 min read

UPI

UPI Transaction Limit Per Day: Latest UPI Limits in India

3 Sep 20261 min read

UPI

What is UPI Circle?

12 Aug 202613 min read

UPI

How to Cancel UPI Mandate: A Simple Guide

11 Aug 20265 min read

UPI

What Is The Maximum Transaction Limit In GPay?

4 Aug 202612 min read

UPIGuides & Tips

Best Credit Card for Flight Booking in India

9 Jul 202612 min read

UPI

How Many UPI Transactions Per Day Are Allowed?

1 Jul 20267 min read

Credit on UPI

Make your next grocery payment work harder

At Kiwi, we help you use an eligible RuPay credit card for everyday UPI merchant payments, such as groceries and shop QR payments. Eligible spends can earn cashback, subject to the card’s terms.

RuPay credit card on UPI
Pay by scanning any UPI QR
Cashback on eligible spends

Approval and the card issued depend on your credit score and our partner banks’ criteria. Cashback is subject to the card’s terms.

Apply for a credit card

Archive · everything

All articles218 articles

All RuPay Credit Card UPI Credit Card Credit Card Virtual Credit Card UPI Digital Payments Guides & Tips Fintech

UPI Credit Card

Everything about credit on UPI,in plain words.

Latest articles

Pixel Go Credit Card: Our Guide to Rewards, Fees and Everyday Use

How to Check CIBIL Score: Our Guide to Getting and Reading the Report

How To Check CIBIL Score By PAN Card

Credit cards on UPI

Best Credit Cards for Beginners in India

RuPay Credit Card UPI Charges Above ₹2,000: Who Pays and What It Means

Best Lifetime Free RuPay Credit Cards in India 2026

Best Cashback Credit Cards in India

Best PNB Credit Cards in India 2026 – Rewards, UPI & Cashback

Apply Credit Card Online – Kiwi

YES Bank vs AU Bank Credit Card – Which Gives Better UPI Cashback? (2026)

YES Bank Credit Card Reward Points – How to Earn, Value & Redeem (2026)

YES Bank Credit Card Charges – Fees, Interest Rate & Hidden Costs (2026)

How to Link YES Bank Credit Card to UPI – Step-by-Step Guide (2026)

Best YES Bank Credit Card for UPI Payments in 2026

YES Bank POP Club Credit Card Review- Features, Rewards & Fees (2026)

Best Credit Card For Online Shopping In India

YES Bank vs AU Bank Credit Card – Which Gives Better UPI Cashback? (2026)

YES Bank Credit Card Reward Points – How to Earn, Value & Redeem (2026)

YES Bank Credit Card Charges – Fees, Interest Rate & Hidden Costs (2026)

How to Link YES Bank Credit Card to UPI – Step-by-Step Guide (2026)

Best YES Bank Credit Card for UPI Payments in 2026

YES Bank POP Club Credit Card Review- Features, Rewards & Fees (2026)

YES Bank Credit Card Eligibility & How to Apply Online (2026)

YES Bank Credit Card Bill Payment- All Methods Compared (2026)

YES Bank Credit Cards- Complete Guide for 2026

UPI Credit Card Settlement Cycles Explained: What Happens Behind the Scenes?

UPI Credit Card Limit: How Is It Decided and How to Increase It? (2026 Guide)

Pixel Go Credit Card: Our Guide to Rewards, Fees and Everyday Use

Best Airline Credit Card in India: How We Compare the Options

Benefits of a Credit Card: More Value from Everyday Spending

700 Credit Score Credit Cards: Our Guide for Indian Applicants

What is Revolving Credit and How Does It Work?

What is APR in a Credit Card?

India’s digital payment revolution is driven by UPI, virtual credit cards, Credit Card on UPI, and rewards

Virtual Credit Cards in India: Navigating the Future of Digital Payments

Virtual Credit Cards: The Future of Credit Card Payments in India

Top 7 Best UPI Apps to Connect Your RuPay Credit Card To Connect

UPI & everyday payments

Gpay Transaction Failed? What to Check and How to Fix It

Merchant Discount Rate (MDR) on UPI: What Changes for Our Payments?

What is UPI ID? Meaning, Format and How We Use It

What is a UPI Reference Number?

How to Change UPI PIN in Google Pay: Our Step-by-Step Guide

What is MPIN Number? A Simple Guide to Setting and Using It

UPI Transaction Limit Per Day: Latest UPI Limits in India

What is UPI Circle?

How to Cancel UPI Mandate: A Simple Guide

What Is The Maximum Transaction Limit In GPay?

Best Credit Card for Flight Booking in India

How Many UPI Transactions Per Day Are Allowed?

India Post Payments Bank Balance Enquiry: A Simple Guide

Fake UPI Payment Scams: How We Spot the Signs and Stay Safe

PhonePe Transaction Limit Per Day

How Safe are Contactless Payments in India in 2026

What Every Digital Payment User in India Should Know About Fraud in 2026

Contactless Payments in India: Safe or Risky? (2025 Guide)

The Safety Net: Why Credit Cards are the Safest Payment Option for International Travel?

Introduction to Credit Cards Linked To UPI: Everything That You Should Know About It

How To Add / Link RuPay Credit Card With UPI On Kiwi: Enhance Your Convenience & Security

A Complete Guide to Virtual Credit Cards in India

Virtual Credit Cards: The Future of Credit Card Payments in India

Make UPI Payment Using RuPay Credit Card

How to Check CIBIL Score: Our Guide to Getting and Reading the Report

How To Check CIBIL Score By PAN Card

Good CIBIL Score: Range, Steps, Factors & Benefits

How to Use a Credit Card Wisely: 7 Simple Habits

How to Get a Credit Card Against a Fixed Deposit

Can You Buy Gold Using a Credit Card in India?

What Does a 780 Credit Score Mean?

What Does a 750 Credit Score Mean?

What is The Difference Between Visa And Mastercard?

Difference Between Credit Score and CIBIL Score

Secured Credit Cards: Meaning, Benefits, Eligibility and How They Work

Credit Rating Agencies in India

How to Check PM Kisan Status, Beneficiary List and Instalment Date

How to Check Krishak Bandhu Status Using Voter ID

How To Find EPIC Number From Old Voter ID

Everything about credit on UPI,
in plain words.