As India continues to lead the world in digital payments, UPI-linked credit cards have emerged as a game-changing solution — combining the convenience of UPI with the power of credit cards. Two such standout options in the market are the Kiwi UPI Credit Card and the Axis Bank SuperMoney RuPay Credit Card. But which one […]

Week 1: The Curiosity Begins I kept hearing about UPI credit cards—you know, the kind that lets you tap into credit while paying with any UPI QR code. At first, I didn’t get the hype. “Why would I need one more card?” I thought. But curiosity won. I applied for a RuPay credit card that […]

UPI has completely transformed how we pay in India. From groceries to rent, we now tap, scan, and pay in seconds. But what if you could enjoy the benefits of a credit card while paying via UPI? Enter the UPI Credit Card — the latest payment innovation that combines the speed of UPI with the […]

If you’re planning a trip in 2025, there’s a high chance you’re checking MakeMyTrip (MMT) for flight deals. With so many promo codes, app-exclusive offers, and wallet discounts floating around, it can be overwhelming to figure out which one saves you the most money. But here’s the real deal: You can get flat 20% cashback […]

Planning your next trip and want to make a smarter payment choice? If you’ve heard of UPI Credit Cards, you’re already halfway there. These cards let you pay through UPI apps, but instead of using your bank balance, you get the benefits of a credit card — rewards, interest-free period, and more. In this article, […]

Credit card spending in India has reached new heights in 2025. Rapid urbanization, digital adoption, and rising incomes have fueled this surge. The growth is not limited to metro cities anymore. Tier-2 and Tier-3 cities are now key players in the credit card market. Let’s dive into the numbers and trends shaping India’s top credit […]

Credit Card Trends : Growth in Card Numbers and Spending The credit card market in India reached about 108 million active cards by December 2024. That count doubled from roughly 54 million in 2019.The number of credit card transactions per month hit around 430 million in January 2025, up ~31 % year‑over‑year, but down 1 % from December via seasonal dip […]

Introduction Credit cards make life easier, but they also come with risks. Cybercriminals are getting smarter every day. Even if you’re careful, your credit card number can fall into the wrong hands. The faster you catch the signs of a breach, the less damage you’ll face. Wondering how to spot trouble? Here are the top […]

India has advanced from having to wait in large lines to pay bills to being able to do transactions by only scanning a QR code. The widespread use of UPI (Unified Payments Interface), which has completely changed the way we manage money, has been one of the most significant changes. The UPI Credit Card is […]