GoKiwi

Digital Payment Solutions

Digital Payment Solutions – UPI, RuPay, and Beyond

At GoKiwi, we help you simplify your money life with smart and secure digital payment solutions. This category dives deep into the evolving world of cashless transactions—covering everything from UPI and mobile wallets to RuPay credit cards and real-time banking tools.

You use digital payments every day—when you scan a QR code at a grocery store, pay your electricity bill with a credit card on UPI, or split dinner costs with friends on PhonePe. But how often do you understand the best way to pay? That’s where we come in. We break down complex payment technologies into simple, useful guides that help you save more and worry less.

Our experts track the latest updates in India’s digital payment ecosystem and convert them into easy-to-read blog posts. You’ll learn how to link your RuPay credit card with UPI apps like Google Pay, understand how UPI Lite and UPI AutoPay work, and compare the benefits of mobile wallets like Paytm, Amazon Pay, and BHIM.

We actively compare features across payment platforms so you can decide what works best for you. Want to know whether to use your credit card or UPI for online shopping? Curious if your RuPay card can give you cashback on groceries or food delivery? We cover all of that—and more.

We also show you how to use these tools safely. Digital fraud is rising, but with the right steps, you can protect your money. Our guides walk you through setting secure PINs, spotting fake UPI links, and avoiding common traps. We believe you should feel confident and in control every time you make a payment.

One major focus area we cover is RuPay credit cards on UPI—a game-changer in the Indian market. If you’re wondering how to apply for a RuPay credit card, whether it's better than Visa or Mastercard, or how to earn rewards without paying annual fees, our blogs give you all the answers. We handpick and review the best RuPay cards in India—especially those that are lifetime free and rewarding on UPI.

We don’t stop at reviews and comparisons. We help you use your digital payments strategically. From automating rent payments to maximizing cashback on petrol spends, we show you how to make every transaction work harder for you. We also track new trends—like credit on UPI, tokenization, and RBI rules—so you stay one step ahead.

At GoKiwi, we believe digital finance should empower, not confuse. That’s why our blog uses real examples, clear language, and trustworthy insights to guide your decisions. Whether you’re a college student, working professional, or retiree, you’ll find something valuable in our Digital Payment Solutions category.

Start exploring, stay informed, and take control of your digital transactions—one smart payment at a time.

Which Indian Cities Have the Highest Credit Card Spend in 2025?

Indian Cities with Highest Credit Card Spend in 2025

Credit card spending in India has reached new heights in 2025. Rapid urbanization, digital adoption, and rising incomes have fueled this surge. The growth is not limited to metro cities anymore. Tier-2 and Tier-3 cities are now key players in the credit card market. Let’s dive into the numbers and trends shaping India’s top credit […]

Credit Card Usage in India: 2025 Trends and Consumer Behaviour

Credit Card Usage in India: 2025 Trends and Consumer Behaviour

Credit Card Trends : Growth in Card Numbers and Spending The credit card market in India reached about 108 million active cards by December 2024. That count doubled from roughly 54 million in 2019.The number of credit card transactions per month hit around 430 million in January 2025, up ~31 % year‑over‑year, but down 1 % from December via seasonal dip […]

Top 10 Signs Your Credit Card Has Been Hacked

Top 10 Signs Your Credit Card Number Has Been Hacked

Introduction Credit cards make life easier, but they also come with risks. Cybercriminals are getting smarter every day. Even if you’re careful, your credit card number can fall into the wrong hands. The faster you catch the signs of a breach, the less damage you’ll face. Wondering how to spot trouble? Here are the top […]

Manage your finances with UPI Credit Card

Manage your Finances with UPI Credit Card

India has advanced from having to wait in large lines to pay bills to being able to do transactions by only scanning a QR code. The widespread use of UPI (Unified Payments Interface), which has completely changed the way we manage money, has been one of the most significant changes. The UPI Credit Card is […]

The Safety Net: Why Credit Cards are the Safest Payment Option for International Travel

The Safety Net: Why Credit Cards are the Safest Payment Option for International Travel?

Safety is the main priority when you are traveling internationally. In fact, an excellent way to ensure your safety traveling abroad is by utilizing a credit card, simply because they come with so many safety features that can protect the traveller, and in turn will protect them from fraud, theft, and lost finances. In this […]

10 Benefits of Using RuPay Credit Card for Digital Payments

10 Benefits of Using RuPay Credit Card for Digital Payments

In today’s digital-first world, credit cards have evolved beyond being just a tool for borrowing money. They offer convenience, rewards, security, and seamless integration with online platforms. One such card making waves in the Indian market is the RuPay Credit Card — India’s homegrown card network. With its growing popularity and wide range of features, […]

Save Money on International travel with Credit Cards

Save Money on International Travel with Credit Cards

Travelling to other countries can be an exciting experience, but it can also be quite expensive. There are costs associated with flights, lodging, meals, and activities that can add up quickly. A great way to mitigate and minimise these expenses is to use credit cards designed for use abroad. While there are a number of […]

In this blog we are looking at the top 5 ways you can address getting a new credit card limit. We will also discuss how credit cards like Kiwi can help you with additional benefits and features to get your credit goals.

How can you increase your Credit Card Limit?

Having a higher credit card limit can be an effective financial option to work with when managing your spending, as well as helping you keep your credit utilisation low. It can give you more buying power, and it can help you have a safety net in case of emergencies.   In this blog, we are looking […]

How Credit Cards can Benefits you in Domestic Travel?

How Credit Cards can Benefit you in Domestic Travel?

Credit cards have become extremely helpful for travellers because there are several features offerings that translate into value for domestic travel in India. Credit cards can be very opportunistic—whether through rewards or different features—there are several ways credit cards can be helpful. Here is an overview of the top 5 reasons credit cards might be […]