5% cashback on UPI payments
Get your UPI with credit card today.
5% cashback on UPI payments
Get your UPI with credit card today.
Save more than ₹15,000/yr*
Scan, pay and save on everyday UPI payments.
Extraordinary benefits on all your spends
₹999/yr
5%
cashback
cashback
Airport lounge
access
access
Offers on top
brands
brands
Exclusive perks, zero extra cost.
1.5%
cashback
cashback
Lifetime free
credit card
credit card
Virtual credit
card
card
30L
customers onboarded
2.3Cr
transactions made
₹18Cr
saved on payments
Our trusted partners
Testimonials
Vishal Dhaiya
Saved
₹5500
Amazing app and so easy to use, and the rewards are incredible. I love the free airport lounge access and cashback directly to my bank account!
Nisha Gupta
Saved
₹7000
With Kiwi, I get real cashback instantly, and it's free for life! The Neon membership for a year is packed with perks. Loving it so far!
Ankita Sharma
Saved
₹8000
In just 3 months, I've saved over ₹8000 using Kiwi! It’s lifetime free and cashback goes straight to my bank—so convenient!
Rohan Mehta
Saved
₹10000
Kiwi is a game-changer! The card is lifetime free, and I've already saved ₹10,000 in 4 months. The free Neon membership is a bonus!
Priya Nair
Saved
₹4000
Kiwi's rewards are amazing! I got instant cashback on every payment, and I love that the card is lifetime free and the app is so simple to use.
Vikram Sinha
Saved
₹2600
It's great for scan & pay, and the best part… rewards go straight to my bank account. Highly recommended!
Arjun Patel
Saved
₹9000
The card works everywhere—online and offline— saving me around ₹9000 in the first few months. So easy and simple!
What you will love about us
Cashbacks direct to bank
Instant approval
Apply in just a few clicks
All-inclusive payment app
PAID TO
₹200
PAID TO
₹40
PAID TO
₹160
PAID TO
₹15
PAID TO
₹15,000
PAID TO
₹1,000
PAID TO
₹2,000
PAID TO
₹4,000
PAID TO
₹750
PAID TO
₹200
PAID TO
₹40
PAID TO
₹160
PAID TO
₹15
PAID TO
₹15,000
PAID TO
₹1,000
PAID TO
₹2,000
PAID TO
₹4000
PAID TO
₹750
All-inclusive payment app
PAID TO
₹40
PAID TO
₹160
PAID TO
₹15
PAID TO
₹15000
PAID TO
₹1000
PAID TO
₹2000
PAID TO
₹4000
PAID TO
₹750
PAID TO
₹200
PARTNERSHIPS
Take Credit.
Wherever you go.
Wherever you go.
The 5 big questions
How long does it take to receive the credit card through Kiwi after approval?
What are Kiwi Rewards and how do I use them?
Is my data safe with Kiwi?
Why can't I link my existing Visa / Mastercard credit card to UPI on the Kiwi app?
Fees & charges
