The best credit cards for beginners in India is typically one with low or no annual fees, straightforward rewards, simple account management, transparent billing, and benefits that align with everyday expenses. For most first-time cardholders, a lifetime-free or cashback card is easier to manage than a premium option with complex reward milestones. If you frequently […]

The best credit card for flight booking depends on how often you travel, where you book tickets and what kind of value you prefer. Indian travellers who fly every month may want air miles and lounge access. Families booking holidays once or twice a year may prefer instant discounts.  There is no single winner for […]

The best credit card for fuel is the one that matches the petrol pump you use most often. For Indian commuters, bike riders, car owners, frequent travellers, and families with regular fuel spends, the right card can reduce petrol or diesel costs through cashback, Reward Points, fuel points, or surcharge waivers. There is no single […]

If you make a merchant payment through UPI using a RuPay credit card for more than ₹2,000, you generally do not pay an additional UPI fee as the customer. The charge often mentioned is Merchant Discount Rate (MDR) – a fee that may apply to the business accepting the payment. It is not a standard […]

Many users can make up to 20 successful UPI payments in 24 hours for standard person-to-person UPI transfers. The amount limit is separate. For many regular UPI use cases, the daily cap is typically up to ₹1 lakh from one bank account, but your actual limit may be lower depending on your bank, account type, […]

You can usually check your UPI transaction limit inside your UPI app, your linked bank account settings, or your bank’s official help page. If the app does not show the exact limit, check your bank’s UPI FAQ or contact bank support. UPI limits are not always shown in one simple place because different limits can […]

Free credit cards with airport lounge access are now within reach for Indian travellers in 2026, without any joining or annual fees. Several credit cards in India now offer complimentary domestic airport lounge access, making premium travel benefits accessible to a wider range of users. However, most of these free lounge cards require cardholders to […]

You want a credit card. But you don’t want to pay for it every year. Good news,  you don’t have to. Lifetime free RuPay credit cards give you all the benefits of a credit card rewards, UPI payments, and cashback without charging a single rupee in annual fees. In 2026, these cards will have become […]

Reward points confuse people. Cashback does not. With a cashback credit card, what you earn comes straight back in your account, no conversions needed. In 2026, cashback cards in India have evolved significantly, especially with UPI cashback now becoming a real differentiator. Here’s how to find the one that pays you the most. What Makes […]