GoKiwi

Fintech

Fintech – Navigating India’s Financial Technology Revolution

At GoKiwi, we simplify the fast-moving world of fintech so you can use it to your advantage. In this category, we explore how technology transforms personal finance, banking, credit, lending, and more. From new-age apps and neobanks to UPI-linked credit cards and AI-powered finance tools, we cover every innovation that’s shaping how India manages money today.

We break down complex fintech trends into simple, easy-to-understand guides. You don’t need to be a techie or a finance expert to understand how digital lending works or why RBI is pushing for tokenization. Our job is to explain it all in a way that helps you make smarter, more informed financial decisions.

We cover the full spectrum of fintech in India. Whether you want to understand how credit scoring works, explore how BNPL (Buy Now, Pay Later) apps affect your credit report, or compare the top digital savings platforms, our blogs give you clear, unbiased insights. We track emerging startups, RBI regulations, government-backed innovations like ONDC and OCEN, and global trends that are shaping the Indian fintech space.

You’ll also find in-depth content on how fintech intersects with UPI, RuPay, credit cards, digital wallets, and financial inclusion. Want to know how to automate your savings? Curious about using AI to manage expenses or how account aggregators work? We’ve got detailed explainers that turn industry jargon into practical advice.

We pay special attention to fintech products that impact everyday users. If you're using apps like CRED, Jupiter, Fi Money, Paytm, or PhonePe, we show you how to get more value from them. Our reviews focus on user experience, benefits, transparency, and hidden costs—so you can choose tools that actually work for you.

We also stay alert to RBI’s latest guidelines and explain what they mean for you. Whether the regulator launches a new digital lending framework or updates KYC rules, we translate that news into clear action steps for your financial life.

Security matters in fintech, and we treat it seriously. We guide you on setting up secure accounts, identifying fraud attempts, and using apps responsibly. We also highlight trustworthy fintech startups that follow good data privacy practices and ethical lending standards.

Our goal is to help you use fintech to grow your wealth, not just manage it. Whether you're investing through robo-advisors, borrowing smartly, or managing your credit digitally, fintech gives you powerful tools—and we show you how to use them right.

At GoKiwi, we believe fintech should empower everyone—from a first-time borrower in a tier-2 city to a salaried professional managing multiple credit lines. Our blogs don’t just explain fintech; they help you put it to work in your daily life.

Explore this category to learn, compare, and stay ahead of the curve. The future of finance is digital—and it’s already here.

Which Indian Cities Have the Highest Credit Card Spend in 2025?

Indian Cities with Highest Credit Card Spend in 2025

Credit card spending in India has reached new heights in 2025. Rapid urbanization, digital adoption, and rising incomes have fueled this surge. The growth is not limited to metro cities anymore. Tier-2 and Tier-3 cities are now key players in the credit card market. Let’s dive into the numbers and trends shaping India’s top credit […]

Credit Card Usage in India: 2025 Trends and Consumer Behaviour

Credit Card Usage in India: 2025 Trends and Consumer Behaviour

Credit Card Trends : Growth in Card Numbers and Spending The credit card market in India reached about 108 million active cards by December 2024. That count doubled from roughly 54 million in 2019.The number of credit card transactions per month hit around 430 million in January 2025, up ~31 % year‑over‑year, but down 1 % from December via seasonal dip […]

Top 10 Signs Your Credit Card Has Been Hacked

Top 10 Signs Your Credit Card Number Has Been Hacked

Introduction Credit cards make life easier, but they also come with risks. Cybercriminals are getting smarter every day. Even if you’re careful, your credit card number can fall into the wrong hands. The faster you catch the signs of a breach, the less damage you’ll face. Wondering how to spot trouble? Here are the top […]

Manage your finances with UPI Credit Card

Manage your Finances with UPI Credit Card

India has advanced from having to wait in large lines to pay bills to being able to do transactions by only scanning a QR code. The widespread use of UPI (Unified Payments Interface), which has completely changed the way we manage money, has been one of the most significant changes. The UPI Credit Card is […]

The Safety Net: Why Credit Cards are the Safest Payment Option for International Travel

The Safety Net: Why Credit Cards are the Safest Payment Option for International Travel?

Safety is the main priority when you are traveling internationally. In fact, an excellent way to ensure your safety traveling abroad is by utilizing a credit card, simply because they come with so many safety features that can protect the traveller, and in turn will protect them from fraud, theft, and lost finances. In this […]

10 Benefits of Using RuPay Credit Card for Digital Payments

10 Benefits of Using RuPay Credit Card for Digital Payments

In today’s digital-first world, credit cards have evolved beyond being just a tool for borrowing money. They offer convenience, rewards, security, and seamless integration with online platforms. One such card making waves in the Indian market is the RuPay Credit Card — India’s homegrown card network. With its growing popularity and wide range of features, […]

Save Money on International travel with Credit Cards

Save Money on International Travel with Credit Cards

Travelling to other countries can be an exciting experience, but it can also be quite expensive. There are costs associated with flights, lodging, meals, and activities that can add up quickly. A great way to mitigate and minimise these expenses is to use credit cards designed for use abroad. While there are a number of […]

In this blog we are looking at the top 5 ways you can address getting a new credit card limit. We will also discuss how credit cards like Kiwi can help you with additional benefits and features to get your credit goals.

How can you increase your Credit Card Limit?

Having a higher credit card limit can be an effective financial option to work with when managing your spending, as well as helping you keep your credit utilisation low. It can give you more buying power, and it can help you have a safety net in case of emergencies.   In this blog, we are looking […]

How Credit Cards can Benefits you in Domestic Travel?

How Credit Cards can Benefit you in Domestic Travel?

Credit cards have become extremely helpful for travellers because there are several features offerings that translate into value for domestic travel in India. Credit cards can be very opportunistic—whether through rewards or different features—there are several ways credit cards can be helpful. Here is an overview of the top 5 reasons credit cards might be […]