GoKiwi

Fintech

Fintech – Navigating India’s Financial Technology Revolution

At GoKiwi, we simplify the fast-moving world of fintech so you can use it to your advantage. In this category, we explore how technology transforms personal finance, banking, credit, lending, and more. From new-age apps and neobanks to UPI-linked credit cards and AI-powered finance tools, we cover every innovation that’s shaping how India manages money today.

We break down complex fintech trends into simple, easy-to-understand guides. You don’t need to be a techie or a finance expert to understand how digital lending works or why RBI is pushing for tokenization. Our job is to explain it all in a way that helps you make smarter, more informed financial decisions.

We cover the full spectrum of fintech in India. Whether you want to understand how credit scoring works, explore how BNPL (Buy Now, Pay Later) apps affect your credit report, or compare the top digital savings platforms, our blogs give you clear, unbiased insights. We track emerging startups, RBI regulations, government-backed innovations like ONDC and OCEN, and global trends that are shaping the Indian fintech space.

You’ll also find in-depth content on how fintech intersects with UPI, RuPay, credit cards, digital wallets, and financial inclusion. Want to know how to automate your savings? Curious about using AI to manage expenses or how account aggregators work? We’ve got detailed explainers that turn industry jargon into practical advice.

We pay special attention to fintech products that impact everyday users. If you're using apps like CRED, Jupiter, Fi Money, Paytm, or PhonePe, we show you how to get more value from them. Our reviews focus on user experience, benefits, transparency, and hidden costs—so you can choose tools that actually work for you.

We also stay alert to RBI’s latest guidelines and explain what they mean for you. Whether the regulator launches a new digital lending framework or updates KYC rules, we translate that news into clear action steps for your financial life.

Security matters in fintech, and we treat it seriously. We guide you on setting up secure accounts, identifying fraud attempts, and using apps responsibly. We also highlight trustworthy fintech startups that follow good data privacy practices and ethical lending standards.

Our goal is to help you use fintech to grow your wealth, not just manage it. Whether you're investing through robo-advisors, borrowing smartly, or managing your credit digitally, fintech gives you powerful tools—and we show you how to use them right.

At GoKiwi, we believe fintech should empower everyone—from a first-time borrower in a tier-2 city to a salaried professional managing multiple credit lines. Our blogs don’t just explain fintech; they help you put it to work in your daily life.

Explore this category to learn, compare, and stay ahead of the curve. The future of finance is digital—and it’s already here.

Why AU Small Finance Bank Is Powering Some of India’s Best UPI Credit Cards?

Why AU Small Finance Bank Is Powering Some of India’s Best UPI Credit Cards?

In 2026, India’s payment landscape has shifted dramatically. UPI is now the dominant way people pay in daily life — from local kiranas to large retail stores. The introduction of credit cards on UPI has changed that. And AU Small Finance Bank is among the banks leading this transformation by issuing RuPay credit cards built […]

UPI Credit Cards Issued by AU Small Finance Bank: What Makes Them Different?

UPI Credit Cards Issued by AU Small Finance Bank: What Makes Them Different?

In India’s fast-evolving payment landscape, UPI has become the preferred choice for everyday transactions. For years, UPI was linked only to bank accounts. But today, users can pay with credit cards on UPI — and AU Small Finance Bank’s offerings are leading this trend.What makes UPI credit cards issued by AU Small Finance Bank different […]

How to Maximise Cashback on UPI Payments Using Credit Cards (2025 Updated Guide)

How to Maximise Cashback on UPI Payments Using Credit Cards (2026 Updated Guide)

UPI has changed how India pays. Now, with credit cards joining UPI, you can earn cashback on your daily spending without changing your habits. But most people still don’t know how to use UPI credit cards smartly. This guide gives you simple, practical tips to get the highest cashback every month. 1. Choose the Right […]

Credit Card vs UPI AutoPay: Which Is Better for Bills in 2025?

Credit Card vs UPI AutoPay: Which Is Better for Bills in 2026?

Paying monthly bills should be simple. But with so many payment options today, most people get confused between using a credit card or setting up UPI AutoPay. Both are fast. Both are digital. But they work very differently when it comes to rewards, charges, and convenience. This 2026 guide helps you understand which option gives […]

Best YES Bank Credit Card for UPI Payments in 2026

Best YES Bank Credit Card for UPI Payments in 2026

UPI has become India’s most used payment method. From tea stalls to fuel pumps, QR-based payments are everywhere. In 2026, users want more than convenience. They want rewards on daily UPI spending. This demand has brought credit cards into the UPI ecosystem. Among issuers, YES Bank stands out for offering RuPay credit cards that support […]

YES Bank Credit Card for UPI Scan & Pay: Features, Cashback & Charges

YES Bank Credit Card for UPI Scan & Pay: Features, Cashback & Charges

UPI has changed how India pays. But until recently, UPI meant only bank account payments. That has now changed. Credit cards can be used on UPI, and this shift is reshaping everyday spending. Users no longer need to choose between UPI convenience and credit card benefits. YES Bank is part of this transition through its […]

₹0 Joining Fee YES Bank Credit Card: Is It Worth Applying in 2026?

₹0 Joining Fee YES Bank Credit Card: Is It Worth Applying in 2026?

Credit card fees are easy to ignore at first. Over time, they quietly reduce the value you get from rewards and cashback.  A ₹0 joining fee credit card removes this concern completely. In 2026, this is one of the key reasons why many users are looking at YES Bank’s lifetime-free credit card options. YES Bank’s […]

YES Bank RuPay Credit Card Benefits Explained for Everyday Spending

YES Bank RuPay Credit Card Benefits Explained for Everyday Spending

Not all credit cards are built for real life. Many are designed for flights you take once a year or lounges you rarely enter. Everyday spending looks very different. It starts with a morning tea paid via UPI. Then a fuel stop. A grocery run. A quick online recharge at night. This is where YES […]

Contactless Payments in India: Safe or Risky? (2026 Guide)

How Safe are Contactless Payments in India in 2026

India is now firmly a scan-first economy.Contactless payments are no longer limited to malls or metros. They are everywhere — from fuel pumps to neighbourhood stores. As usage rises, one question keeps coming up in 2026: Are contactless payments actually safe in India? Short answer: Yes — if you know how they work and use […]