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UPI (Unified Payments Interface) in Numbers: How India’s Favourite Payment System is Evolving

UPI (Unified Payments Interface) in Numbers: How India’s Favourite Payment System is Evolving

Over the past few years, Unified Payments Interface (UPI) has become the backbone of India’s digital payment revolution. From splitting bills with friends to paying for groceries at a local kirana, UPI has transformed the way Indians transact. And with the recent introduction of credit on UPI, the story has only become more exciting. At […]

How Millennials and Gen Z are Using Credit Differently

How Millennials and Gen Z are Using Credit Differently?

The way Indians approach credit is changing—and at the forefront of this shift are Millennials and Gen Z. Unlike previous generations, who largely saw credit as a tool for emergencies or big-ticket purchases, younger consumers view credit as an everyday enabler. From UPI-linked credit cards to BNPL (Buy Now, Pay Later) and digital-first lenders, their […]

Kiwi vs Jupiter: Which RuPay Credit Card on UPI Wins Your Wallet?

Kiwi vs Jupiter: Which RuPay Credit Card on UPI Wins Your Wallet?

If you’re paying via UPI QR—especially for everyday needs—and want the flexibility and rewards of a credit card, you’re in the right place. Let’s compare Kiwi and Jupiter Edge+ RuPay Credit Card, focusing on UPI integration, rewards, ease of use, and overall value. 1. UPI Credit Card Integration Kiwi: Jupiter Edge+ (RuPay variant): Verdict: Both […]

Best UPI Credit Cards in India 2025 – Compare Cashback, Rewards & Fees

Best UPI Credit Cards in India 2025 – Compare Cashback, Rewards & Fees

Most people think all UPI Credit Cards are the same — scan a QR, pay, done. But the truth is, they’re very different when it comes to cashback, rewards, fees, and ease of use. Picking the right card can turn your daily UPI payments into big savings. If you’re searching for the best UPI credit […]

Kiwi vs OneCard: Which RuPay Credit Card on UPI Fits You Better?

Kiwi vs OneCard: Which RuPay Credit Card on UPI Fits You Better?

If scanning a UPI QR with your phone and paying via credit is part of your daily routine, you’ve likely looked into RuPay-on-UPI cards. Kiwi and OneCard both offer this—but their styles couldn’t be more different. Let’s break it down so you can see which one is right for your lifestyle. 1. UPI Credit Card […]

Kiwi vs Scapia: RuPay Credit Card on UPI – Which One Wins?

Kiwi vs Scapia: RuPay Credit Card on UPI – Which One Wins?

If you live in the UPI-first world—scan, pay, repeat—you’ve probably looked into RuPay-on-UPI options. Kiwi builds exclusively around that model. Scapia’s dual-network (RuPay + Visa) card promises the best of both worlds. Let’s compare and help you decide. 1. UPI Credit Integration Kiwi: Scapia (RuPay side): Verdict: Kiwi is streamlined for UPI. Scapia offers flexibility […]

Kiwi vs SalarySe: Which RuPay UPI Credit Card Fits You Best?

Kiwi vs SalarySe: Which RuPay UPI Credit Card Fits You Best?

If daily UPI QR payments with credit are your go-to, both Kiwi and SalarySe offer RuPay Credit Cards—but they serve very different needs. Let’s compare them across key dimensions. 1. UPI Credit Card Integration Kiwi SalarySe (RBL Bank RuPay UP Credit Card) Verdict: Kiwi is built for seamless, everyday QR usage. SalarySe works well but […]

Kiwi vs Slice Card: RUPay Credit on UPI—Which Fits You Better?

Kiwi vs Slice Card: RuPay Credit Card on UPI—Which Fits You Better?

If you’re tapping UPI QRs for groceries, food, or quick errands—and still want credit card convenience—Kiwi and Slice serve that need. But they take very different routes. Let’s break down how each stacks up. 1. UPI Credit Integration Kiwi Slice (Platinum / Ultra) Verdict: Kiwi is built for QR simplicity. Slice offers stylish integration but […]

India Goes Click-First: 85% of Credit Card Transactions Are Now Online

India Goes Click-First: 85% of Credit Card Transactions Are Now Online

In July 2025, India crossed a cultural checkpoint: about 85% of all credit card transactions happened online. What once sounded niche—paying on apps, gateways, and e-commerce—has become the default. It’s not just a technology story; it’s a lifestyle shift powered by Digital India, cheap data, and a generation that’s grown up tapping “Pay Now.” Digital […]