UPI has changed how India pays. But until recently, UPI meant only bank account payments. That has now changed. Credit cards can be used on UPI, and this shift is reshaping everyday spending. Users no longer need to choose between UPI convenience and credit card benefits. YES Bank is part of this transition through its […]

Credit card fees are easy to ignore at first. Over time, they quietly reduce the value you get from rewards and cashback.  A ₹0 joining fee credit card removes this concern completely. In 2026, this is one of the key reasons why many users are looking at YES Bank’s lifetime-free credit card options. YES Bank’s […]

Not all credit cards are built for real life. Many are designed for flights you take once a year or lounges you rarely enter. Everyday spending looks very different. It starts with a morning tea paid via UPI. Then a fuel stop. A grocery run. A quick online recharge at night. This is where YES […]

India is now firmly a scan-first economy.Contactless payments are no longer limited to malls or metros. They are everywhere — from fuel pumps to neighbourhood stores. As usage rises, one question keeps coming up in 2026: Are contactless payments actually safe in India? Short answer: Yes — if you know how they work and use […]

Credit card spending in India continued its strong run in 2025 and into 2026, driven by urbanisation, digital adoption, and rising incomes. Spend growth is no longer just a metro story—Tier-2 and Tier-3 cities are now key contributors. The Big Picture: Credit Card Boom India’s monthly credit card spends have stayed elevated: These figures indicate […]

Market Growth: Credit Card Trends & Transactions India’s credit card market continues to expand in 2026. This shows strong demand for credit alongside broader digital adoption. Drivers of Growth UPI-Linked Credit Cards One of the biggest shifts has been the rise of UPI-linked credit card use. This trend reflects ease of use and strong reward […]

In 2026, RuPay credit cards have emerged as a major force in India’s digital payments ecosystem. These cards are now supported for UPI payments, making them a powerful alternative to traditional debit-linked UPI transactions. Among all issuers, AU Small Finance Bank RuPay credit cards have gained attention — especially the AU KOSMO Credit Card — […]

UPI has become India’s default payment method. From ₹20 chai to ₹2,000 groceries, people scan QR codes everywhere. But for a long time, UPI had one limitation. It worked only with savings accounts. In 2026, that has changed. Now users can scan UPI QR codes and pay using credit cards. This shift is driving strong […]

Credit cards are powerful tools. They help you earn rewards, build credit score, and manage monthly spending with ease. But one wrong habit can cost you money, damage your credit profile, and create long-term financial stress.As we step into 2026, the way India uses credit cards is changing fast—thanks to UPI credit cards, BNPL, digital […]