GoKiwi

Fintech

Fintech – Navigating India’s Financial Technology Revolution

At GoKiwi, we simplify the fast-moving world of fintech so you can use it to your advantage. In this category, we explore how technology transforms personal finance, banking, credit, lending, and more. From new-age apps and neobanks to UPI-linked credit cards and AI-powered finance tools, we cover every innovation that’s shaping how India manages money today.

We break down complex fintech trends into simple, easy-to-understand guides. You don’t need to be a techie or a finance expert to understand how digital lending works or why RBI is pushing for tokenization. Our job is to explain it all in a way that helps you make smarter, more informed financial decisions.

We cover the full spectrum of fintech in India. Whether you want to understand how credit scoring works, explore how BNPL (Buy Now, Pay Later) apps affect your credit report, or compare the top digital savings platforms, our blogs give you clear, unbiased insights. We track emerging startups, RBI regulations, government-backed innovations like ONDC and OCEN, and global trends that are shaping the Indian fintech space.

You’ll also find in-depth content on how fintech intersects with UPI, RuPay, credit cards, digital wallets, and financial inclusion. Want to know how to automate your savings? Curious about using AI to manage expenses or how account aggregators work? We’ve got detailed explainers that turn industry jargon into practical advice.

We pay special attention to fintech products that impact everyday users. If you're using apps like CRED, Jupiter, Fi Money, Paytm, or PhonePe, we show you how to get more value from them. Our reviews focus on user experience, benefits, transparency, and hidden costs—so you can choose tools that actually work for you.

We also stay alert to RBI’s latest guidelines and explain what they mean for you. Whether the regulator launches a new digital lending framework or updates KYC rules, we translate that news into clear action steps for your financial life.

Security matters in fintech, and we treat it seriously. We guide you on setting up secure accounts, identifying fraud attempts, and using apps responsibly. We also highlight trustworthy fintech startups that follow good data privacy practices and ethical lending standards.

Our goal is to help you use fintech to grow your wealth, not just manage it. Whether you're investing through robo-advisors, borrowing smartly, or managing your credit digitally, fintech gives you powerful tools—and we show you how to use them right.

At GoKiwi, we believe fintech should empower everyone—from a first-time borrower in a tier-2 city to a salaried professional managing multiple credit lines. Our blogs don’t just explain fintech; they help you put it to work in your daily life.

Explore this category to learn, compare, and stay ahead of the curve. The future of finance is digital—and it’s already here.

Top Free Credit Cards in India for 2025

Top Free Credit Cards in India for 2025

Why pay yearly fees when you can get the same benefits for free? Free credit cards are great for beginners or anyone who wants to enjoy credit benefits — without paying yearly fees.You can still earn cashback, rewards, and perks, just like premium cards. Here’s a quick look at the Top Free Credit Cards in […]

Top 10 Credit Card Issuer Banks in India (2025): Who’s Leading the Digital Charge?

Top 10 Credit Card Issuer Banks in India (2025): Who’s Leading the Digital Charge?

India’s credit card market is booming in 2025, surpassing 110 million active cards with monthly transactions hitting new records. As economic recovery and rising digital adoption fuel this growth, knowing the leading issuer banks is essential for both consumers and businesses. Here’s a deep dive into the top 10 credit card issuer banks that dominate […]

What Every Digital Payment User in India Should Know About Fraud in 2025

What Every Digital Payment User in India Should Know About Fraud in 2025

If you’re like most Indians today, digital payments are part of your daily life. Whether it’s sending money via UPI, paying bills on your phone, or swiping your credit card or debit card, the convenience is undeniable. But let’s be honest—there’s always that lingering worry: Is my money safe? How common is fraud in digital […]

RuPay vs Mastercard vs Visa vs Amex: Which Credit Card Network Is Best for You in India (2025)?

RuPay vs Mastercard vs Visa vs Amex: Which Credit Card Network Is Best for You in India (2025)?

If you’re looking to pick a credit card in India in 2025, you must have come across these four big names— (RuPay), Mastercard, Visa, and American Express (Amex). But what really sets them apart? Which network should you choose according to your spending habits and lifestyle? Let’s break down the key differences and similarities of […]

Contactless Payments in India: Safe or Risky? (2025 Guide)

Contactless Payments in India: Safe or Risky? (2025 Guide)

India’s payments ecosystem is racing towards a fully digital future, with contactless credit cards, debit cards, and mobile wallets now mainstream in metros and Tier 2/3 cities. Tap-to-pay transactions at supermarkets, fuel stations, and even local merchant stalls have grown exponentially, leading many users to ask: Are contactless payments really safe in India today? How […]

What Do the Numbers on Your Credit Card Mean?

What Do the Numbers on Your Credit Card Mean?

At first glance, the long string of digits on a credit card might look random. However, every number on your card carries a specific meaning, following international standards that ensure every card is unique, secure, and easily verifiable for payments worldwide.​ The Structure of a Credit Card Number A credit card number is typically 15 […]

How to use a RuPay Credit Card for Invoice Payments?

How to use a RuPay Credit Card for Invoice Payments?

Late payments hurt your business. They block cash flow, delay supplies, and create payroll issues. The simple fix? Let customers pay directly from their invoices. When your invoice includes a “Pay Now” button, you get paid faster, reduce follow-ups, and keep your records tidy. Customers can pay using credit cards, UPI, or net banking — […]

India’s Growing Love for EMI: How Instalments are Powering Aspirations

India’s Growing Love for EMI: How Instalments are Powering Aspirations

India’s preference for EMI (Equated Monthly Instalments) is reshaping consumer behaviour across both urban and rural markets. What was once seen as a tool for big-ticket purchases has now become a mainstream way to access credit, making everything from smartphones to homes more affordable and aspirational. The rise of digital lending and embedded finance has […]

India’s Credit Future: A $1 Trillion Opportunity in the Making

India’s Credit Future: A $1 Trillion Opportunity in the Making

India’s credit market is entering a historic transformation. With digital innovation, inclusive financial products, and new business models leading the way, the country is poised to unlock a $1 trillion opportunity by the end of this decade. The future of credit is being shaped by democratisation, rapid digital adoption, and the integration of cutting-edge technology. […]