Looking for voter ID download with photo? We’ll help registered voters in India get their e-EPIC, the official digital voter card. The process involves signing in to the Election Commission of India’s voter portal, finding the voter record and completing OTP verification. We’ve put the essentials below so you can prepare before starting and know […]

Let’s walk through how to link mobile number with voter ID if we’re registered voters in India. We can request a mobile number update through Form 8 on the Election Commission of India’s voter services portal. We can also submit the form through our local election office. The key is to update our voter record, […]

The benefits of a credit card can make everyday payments more useful. For those of us in India choosing our first card, the value goes beyond shopping offers. We can manage payment dates, track spending and build a credit history. A credit card lets us borrow within a bank-approved limit. That money must be repaid. […]

Fake UPI payment scams can catch us off guard when a payment looks complete. For Indian shopkeepers, online sellers and everyday UPI users, that moment can mean handing over goods or cash before any money arrives. At Kiwi, we want payment safety to feel easy to understand. Our starting point is simple: we confirm an […]

Looking for 700 credit score credit cards? We’ll help you understand your options as an Indian applicant, whether you’re getting your first card or considering a change. A 700 credit score may leave room for credit card approval. It does not guarantee a particular card, interest rate or spending limit. Banks also look at your […]

MDR on UPI has raised a question for Indian shoppers: will we pay extra when we scan a QR code? The new framework, effective from 15 October 2026, keeps UPI payments free for consumers. It introduces a merchant fee on certain payments made directly from a bank account. At Kiwi, we want payment charges to […]

What is UPI ID? If you are new to UPI payments in India, we can start with one simple idea: it is your payment address. A UPI ID identifies you on the Unified Payments Interface (UPI). It is also called a Virtual Payment Address, or VPA. For bank-account payments, it lets us send or receive […]

A UPI reference number is a 12-digit number that identifies a UPI payment. For those of us in India who scan and pay for everyday purchases, it helps answer a familiar question: what happened to that payment? We can think of it as the receipt number for a transaction. When a payment needs checking, it […]

Learning how to change UPI PIN in Google Pay starts with one question: do we remember our current PIN? For those of us using Google Pay in India, the answer decides which option we need. If we know it, we can change it from the linked bank account’s settings. If we have forgotten it, we […]