At first glance, the long string of digits on a credit card might look random. However, every number on your card carries a specific meaning, following international standards that ensure every card is unique, secure, and easily verifiable for payments worldwide.​ The Structure of a Credit Card Number A credit card number is typically 15 […]

Late payments hurt your business. They block cash flow, delay supplies, and create payroll issues. The simple fix? Let customers pay directly from their invoices. When your invoice includes a “Pay Now” button, you get paid faster, reduce follow-ups, and keep your records tidy. Customers can pay using credit cards, UPI, or net banking — […]

India’s preference for EMI (Equated Monthly Instalments) is reshaping consumer behaviour across both urban and rural markets. What was once seen as a tool for big-ticket purchases has now become a mainstream way to access credit, making everything from smartphones to homes more affordable and aspirational. The rise of digital lending and embedded finance has […]

India’s credit market is entering a historic transformation. With digital innovation, inclusive financial products, and new business models leading the way, the country is poised to unlock a $1 trillion opportunity by the end of this decade. The future of credit is being shaped by democratisation, rapid digital adoption, and the integration of cutting-edge technology. […]

Over the past few years, Unified Payments Interface (UPI) has become the backbone of India’s digital payment revolution. From splitting bills with friends to paying for groceries at a local kirana, UPI has transformed the way Indians transact. And with the recent introduction of credit on UPI, the story has only become more exciting. At […]

The way Indians approach credit is changing—and at the forefront of this shift are Millennials and Gen Z. Unlike previous generations, who largely saw credit as a tool for emergencies or big-ticket purchases, younger consumers view credit as an everyday enabler. From UPI-linked credit cards to BNPL (Buy Now, Pay Later) and digital-first lenders, their […]

If you’re paying via UPI QR—especially for everyday needs—and want the flexibility and rewards of a credit card, you’re in the right place. Let’s compare Kiwi and Jupiter Edge+ RuPay Credit Card, focusing on UPI integration, rewards, ease of use, and overall value. 1. UPI Credit Card Integration Kiwi: Jupiter Edge+ (RuPay variant): Verdict: Both […]

Most people think all UPI Credit Cards are the same — scan a QR, pay, done. But the truth is, they’re very different when it comes to cashback, rewards, fees, and ease of use. Picking the right card can turn your daily UPI payments into big savings. If you’re searching for the best UPI credit […]

If scanning a UPI QR with your phone and paying via credit is part of your daily routine, you’ve likely looked into RuPay-on-UPI cards. Kiwi and OneCard both offer this—but their styles couldn’t be more different. Let’s break it down so you can see which one is right for your lifestyle. 1. UPI Credit Card […]