Milestone Offer - September, 2023

1. Prize: On spending a total of ₹20,000 in September 2023, get an additional 1% cashback on all spends done upto ₹20,000 in September 2023.
2. Eligibility
• Only selected users who have received the offer communication from Kiwi
• Valid only on Axis bank Kwik Credit Card transactions on the Kiwi platform.
3. Reward will be won in the form of “Kiwis”, and 4 Kiwis equal ₹1.
4. Excluded Categories from this offer - spends from these will not be counted towards the ₹20,000 total:
1. Repayments
2. Fuel
3. Jewellery
4. Cash Withdrawal
5. Wallet Load
6. Insurance
7. Education
8. Government Services
9. Rent
10. Utilities
11. EMI
12. Purchases converted to EMI Post-Facto
13. Payment of Card Fees & Other Charges

The Category of the merchants will be defined by the Merchant category code received by us in the transaction.

5. Further, we also reserve the right to disqualify any Customer, who does not meet the offer requirements or in case of reasons including but not limited to any misuse or fraud or suspicious transaction/activity or under any legal requirement or applicable rules and regulations, from being eligible for the Iphone offer.
6. In case of a dispute, the final decision lies with the Company.
7. Nothing contained herein shall be construed as a binding obligation on Kiwi to continue the offer.
8. Customers selected are on the sole discretion of Kiwi.
9. Participation in any offer is completely voluntary. Users may choose to not participate in any offer. Kiwi does not guarantee any prize to any winner.
10. Kiwi is not responsible for any tax implications on the User from their participation in any offer. Users should obtain independent tax advice before entering any offer.
11. The Customer shall not hold the Company responsible for any actions, claims, demands, liabilities, losses, damages, costs, charges or expenses, which a Customer incurs, in normal course of availing the “Kiwis” Rewards.
12. We also reserve the right to discontinue the Kiwi Rewards without assigning any reasons or without any prior intimation whatsoever. Nothing contained herein shall amount to a commitment or representation by us to continue the “Kiwis” Rewards.