International Yoga Week - June 2025

Offer: On your Credit Card issued on Kiwi, spend Rs 9,000 or more on any valid MCC between 00:00:00 am on 24th June 2025 and 11:59:59pm on 28th June 2025, and get a 20% discount code of Wiselife.

1. Eligibility
   1. The International Yoga Week Offer is exclusively for customers who have received the offer communication via a push notification or whatsapp, or customers who can see the offer on Kiwi's mobile app
   2. The offer is limited to once per customer
   3. The offer applies to customers with a cumulative spends amount of ₹9,000 or more on a credit card during the offer period
   4. Kiwi reserves the right to determine cardholders' eligibility for the offer and to disqualify any cardholder who fails to meet the offer requirements or is suspected of misusing rewards, engaging in fraud, participating in suspicious transactions/activities, or violating fair usage of credit cards, legal requirements, or applicable rules and regulations.
   5. The offer shall be valid only on successful transactions via the Kiwi platform and transactions where refund has been initiated will not be considered for the offer. In case Kiwi learns that a cardholder is involved in malpractices relating to refund, Kiwi shall disqualify such cardholders from all further offers/ programs and benefits provided by Kiwi.
   6. Winners of the offer will win Wiselife brand’s 20% discount code which will be redeemable on their website upon minimum spends of Rs 1500
   7. The voucher will be valid till 30-Sep-2025
   8. Rewards under the offer will be sent to winners by July 5th, 2025 in an Email.
2. Cardholder spends in the below merchant categories will be excluded from the offer milestone calculation:

   Category	Details	Merchant Codes
   Agricultural Services	Agricultural Services, Cooperatives	0763, 0820, 0821, 0822, 0823, 0824, 0825
   Horticultural & Vet	Horticultural, Landscaping, Veterinary Services	0742, 0743, 0744, 0780
   Business Services	Auto Rentals, Repairs, Paint Shops, Jewelry and Watch Repair Shops	7512, 7523, 7531, 7535, 7538, 7631
   Government Services	Tax Payments, Court Costs, Postal Services, Fines	9211, 9222, 9223, 9311, 9399, 9400, 9402, 9405, 9311, 9700, 9701, 9702, 9751, 9754, 9950
   Marketing & Advertising	Direct Marketing & Advertising	5960, 5962, 5964, 5965, 5967, 5968, 5969, 7311
   Professional Services	Legal, Accounting, Educational Institutions	8111, 8931, 8220, 8241, 8299, 8675, 8211, 8249, 8241, 8244
   Retail Services	Auto Dealers, Fuel Stations, Jewelry, Petroleum	5094,5172, 5451, 5511, 5521, 5531, 5532, 5533, 5541, 5542, 5599
   Transportation	Bridge Fees, Tolls, Misc. Services	4784, 4789
   Utilities	Cable, Telecom, Electricity, Water	4812, 4813, 4814, 4816, 4821, 4829, 4899, 4900
   Miscellaneous	Jewelry Stores, Fuel Dealers, Financial Institutions, Insurance, Real Estate	5944, 5960, 5983, 6011, 6012, 6051, 6300, 6381, 6399, 6513, 6529, 6540

3. For category and merchant classification, Kiwi will rely on the merchant category code/other information received by Kiwi during the transaction.
4. Customer eligibility for the offer is at the sole discretion of Kiwi, and Kiwi reserves the right to disqualify any Customer, who does not meet the offer requirements or for reasons including, but not limited to, misuse or fraud or suspicious transaction/activity, any legal requirement or applicable rules and regulations.
5. In case of a dispute, the final decision lies with the Kiwi.
6. Customers selected are at the sole discretion of Kiwi.
7. Nothing contained herein shall be construed as a binding obligation on Kiwi to continue the offer.
8. Participation in any offer is completely voluntary. Users may choose to not participate in any offer. Kiwi does not guarantee any prize to any winner.
9. Kiwi is not responsible for any tax implications on the User from their participation in any offer. Users should obtain independent tax advice before entering any offer.
10. We also reserve the right to discontinue the Kiwi Rewards without assigning any reasons or without any prior intimation whatsoever. Nothing contained herein shall amount to a commitment or representation by us to continue the “Kiwis” Rewards.
11. Please find the link to access the full terms and conditions of the Kiwi Rewards Policy: https://gokiwi.in/rewards-policy-v2/