Jewellery Shine and Save – October 2026

Prize: Flat 2% cashback on a minimum transaction of ₹15000 and above up to ₹500. The offer is applicable on a transaction in the Jewellery category only.

Offer Validity Period:

Valid from 05:00:00 PM on 30 Oct, 2026 to 11:59:59 PM on 2 Nov, 2026.

1. Eligibility

• This offer is open only to users who have been specifically selected and notified by Kiwi via in-app notification on Kiwi, SMS, email, WhatsApp, or any other communication channel.
• Only transactions completed during the Offer Period using the YES BANK Klick Credit Card or AU Bank KOSMO Credit Card or PNB x Kiwi Credit Card on Kiwi and meeting all stated conditions shall qualify for rewards.
• Users must complete a successful Jewellery transaction using the Kiwi App during the Offer Period.
• The offer is limited to one reward per eligible user during the Offer Period.
• Only transactions made at eligible Jewellery merchants under the eligible MCCs shall qualify for the offer.
  5094, 5932, 5933, 5937, 5944, 7631
• Kiwi reserves the right to determine eligibility at its sole discretion.

2. Offer Overview

• During the Offer Period, eligible users must complete a successful Jewellery transaction using the Kiwi App.
• The minimum eligible transaction value is ₹15000.
• Eligible users will receive 2% cashback, subject to a maximum cashback of ₹500 (2000 Kiwis) per user.
• A maximum of one reward per eligible user will be provided during the Offer Period.
• Rewards earned under this offer will be credited as Kiwis in accordance with the Company's standard rewards conversion policy (₹1 = 4 Kiwis).

Illustration

A user makes a successful Jewellery transaction of ₹15,000 during the Offer Period using an eligible card through the Kiwi App.

The user earns 2% cashback, i.e., ₹300 (1200 Kiwis).

3. Reward Crediting

• Eligible users who qualify and meet all offer criteria will have their rewards credited to their account.
• Rewards will be processed within 7 working days of successful completion of the qualifying transaction, unless otherwise communicated.
• The cashback will be credited to customers in the form of "Kiwis".
• Each "Kiwi" is currently worth INR 0.25/-.

4. General Offer Terms

1. Participation in this offer constitutes acceptance of these Terms and Conditions.
2. Kiwi reserves the right to disqualify any user who is found to be engaging in fraud, misuse of the offer, suspicious activity, or any violation of applicable laws, regulations, or fair usage policies.
3. In case of any dispute relating to eligibility, rewards, or interpretation of these Terms and Conditions, Kiwi's decision shall be final and binding.
4. Kiwi reserves the right to modify, suspend, withdraw, or terminate this offer at any time without prior notice.
5. Kiwi does not guarantee rewards where offer conditions are not fulfilled.
6. Any tax liability arising from participation in this offer shall be the sole responsibility of the user.
7. Other Kiwi Terms & Conditions apply. Please refer to the Kiwi Rewards Policy for complete details: https://gokiwi.in/rewards-policy-v2/.
8. Transactions/spends made under this campaign or rewarded by this campaign will not be added to the neon member’s milestone. It will follow the neon membership terms and conditions as always.