100 Cashback on Education Payments - October 2026

Offer Validity Period:

Valid from 09:00:00 pm on 27th October, 2026 to 11:59:59 pm on 31st October, 2026.

1. Eligibility

1. This offer is open only to users who have been specifically selected and notified by Kiwi via in-app notification on Kiwi, SMS, email, WhatsApp, or any other communication channel.
2. Only transactions completed within the Offer Period using the Kiwi Postpaid and meeting all stated conditions shall qualify for rewards.
3. Kiwi reserves the right to determine eligibility at its sole discretion.

2. Offer Overview

1. During the Offer Period, eligible users must successfully complete an education fee payment transaction using their Yes Bank KLICK Credit Card, AU Bank KOSMO Credit Card, or PNB x Kiwi Credit Card.
2. Eligible users will receive flat ₹100 cashback (400 Kiwis) on a successful education fee payment transaction of ₹30,000 or more.
3. The maximum reward under this offer is ₹100 (400 Kiwis) per eligible user.
4. Only one qualifying transaction per user during the Offer Period will be considered for this offer.
5. The reward will be credited in the form of Kiwis at the standard conversion rate of ₹1 = 4 Kiwis.
6. Illustration:
   1. A user completes a successful education fee payment transaction of ₹30,000 or more, excluding the convenience fee, during the Offer Period using an eligible Kiwi-issued Credit Card. The user will receive flat ₹100 cashback (400 Kiwis).

3. Reward Crediting

1. Eligible users who qualify and meet all offer criteria will have their rewards credited to their account.
2. Rewards will be processed within 7 working days of successful completion of the qualifying conditions, unless otherwise communicated.
3. The cashback will be credited to customers in the form of “Kiwis”.
4. These Kiwis can be redeemed to the savings account linked to the “goaxb” UPI ID.
5. Each “Kiwi” is currently worth INR 0.25/-.

4. General Offer Terms

1. Customers' participation in this offer constitutes acceptance of these Terms and Conditions.
2. Offer shall not be valid on cancelled, reversed, failed, or refunded transactions.
3. Kiwis earned on purchases will be reverted if the transaction is returned or refunded.
4. Kiwi reserves the right to change, modify, extend, suspend, or prematurely withdraw the offer at its sole discretion.
5. Kiwi reserves the right to disqualify any customer who does not meet the offer requirements or where misuse, fraud, suspicious activity, legal obligations, or regulatory requirements are identified.
6. In case of any dispute, the final decision regarding reward eligibility, reward amount, and reward credit shall rest solely with the Company.
7. The Customer shall not hold the Company responsible for any actions, claims, liabilities, losses, damages, expenses, or costs incurred while availing rewards.
8. Kiwi Rewards may be modified, discontinued, or revised without prior notice.
9. Kiwi reserves the right to change the reward accrual mechanism or programme structure at its sole discretion.
10. These Terms and Conditions are in addition to and not in substitution of any other applicable Kiwi terms.
11. No two offers can be clubbed. If multiple offers are applicable simultaneously, only one offer may be availed at Kiwi's discretion.
12. Only transactions under MCC 8241 and 8299 are eligible for this offer.
13. Kiwi Terms and Conditions apply. Please refer to the Kiwi Rewards Policy for complete details: Kiwi Rewards Policy