EMI on UPI - ₹249 Cashback - June 2026

Make an EMI on UPI transaction using the Kiwi App with your YES BANK Klick Credit Card or AU Bank KOSMO Credit Card between 8:00 PM on 5th June 2026 and 11:59:59 PM on 30th June 2026 and get a flat ₹249 cashback (996 Kiwis).

1. Eligibility

1. This offer is available only to selected users who can view the offer on the Kiwi App.
2. The offer is applicable only on YES BANK Klick Credit Card and AU Bank KOSMO Credit Card issued through Kiwi.
3. Users must complete a successful EMI on UPI transaction on the Kiwi App during the Offer Period using an eligible card.
4. The offer is limited to one reward per eligible user during the Offer Period.
5. Kiwi reserves the right to determine eligibility at its sole discretion.

2. Offer details

1. Eligible users who complete a successful EMI on UPI transaction during the Offer Period will receive a flat cashback of ₹249 (996 Kiwis).
2. The maximum reward under this offer is ₹249 (996 Kiwis) per eligible user.
3. This cashback offer is over and above any applicable No Cost EMI or Low-Cost EMI offer.

3. Reward Crediting

1. Rewards will be credited in the form of Kiwis.
2. Eligible rewards will be credited within 7 working days of successful completion of the qualifying transaction.
3. Cancelled, reversed, failed, or refunded transactions will not be eligible for rewards.

4. General Terms & Conditions

1. Participation in this offer constitutes acceptance of these Terms and Conditions.
2. Kiwi reserves the right to disqualify any user who is found to be engaging in fraud, misuse of the offer, suspicious activity, or any violation of applicable laws, regulations, or fair usage policies.
3. In case of any dispute relating to eligibility, rewards, or interpretation of these Terms and Conditions, Kiwi's decision shall be final and binding.
4. Kiwi reserves the right to modify, suspend, withdraw, or terminate this offer at any time without prior notice.
5. Kiwi does not guarantee rewards where offer conditions are not fulfilled.
6. Any tax liability arising from participation in this offer shall be the sole responsibility of the user.
7. Other Kiwi Terms & Conditions apply. Please refer to the Kiwi Rewards Policy for complete details: Kiwi Rewards Policy