Grocery Bonanza - July 2026

Prize: Flat 5% cashback on a minimum transaction of ₹1,499 and above, up to ₹100. The offer is applicable on a transaction in the Grocery category only.

Offer Validity Period: Valid from 01:00:00 PM on 18th July, 2026 to 11:59:59 PM on 31st July, 2026.

1. Eligibility

• This offer is open only to users who have been specifically selected and notified by Kiwi via in-app notification on Kiwi, SMS, email, WhatsApp, or any other communication channel.
• Only transactions completed during the Offer Period using the YES BANK Klick Credit Card or AU Bank KOSMO Credit Card on Kiwi are eligible.
• Users must complete a successful Grocery transaction using the Kiwi App during the Offer Period.
• The offer is limited to one reward per eligible user during the Offer Period.
• Kiwi reserves the right to determine eligibility at its sole discretion.

2. Offer Overview

• During the Offer Period, eligible users must complete a successful Grocery transaction using the Kiwi App.
• The minimum eligible transaction value is ₹1,499.
• Eligible users will receive 5% cashback, subject to a maximum cashback of ₹100 (400 Kiwis) per user.
• Only transactions made at eligible Grocery merchants with the following MCCs will qualify under the offer: 5311, 5411, 5412, 5422, 5441, 5451, 5499, 5999.
• A maximum of one reward per eligible user will be provided during the Offer Period.
• Rewards earned under this offer will be credited as Kiwis in accordance with the Company's standard rewards conversion policy (₹1 = 4 Kiwis).

Illustration

• A user makes a successful Grocery transaction of ₹2,000 during the Offer Period using an eligible card through the Kiwi App.
• The user earns 5% cashback, i.e., ₹100 (400 Kiwis).
• If the transaction value is ₹1,499, the user earns ₹74.95, which will be credited as approximately 300 Kiwis (as per Kiwi's rewards conversion policy).

3. Reward Crediting

• Eligible users who qualify and meet all offer criteria will have their rewards credited to their account.
• Rewards will be processed within 7 working days of successful completion of the qualifying transaction, unless otherwise communicated.
• The cashback will be credited to customers in the form of “Kiwis”.
• Each “Kiwi” is currently worth INR 0.25/-.

4. General Offer Terms

1. Participation in this offer constitutes acceptance of these Terms and Conditions.
2. Kiwi reserves the right to disqualify any user who is found to be engaging in fraud, misuse of the offer, suspicious activity, or any violation of applicable laws, regulations, or fair usage policies.
3. In case of any dispute relating to eligibility, rewards, or interpretation of these Terms and Conditions, Kiwi's decision shall be final and binding.
4. Kiwi reserves the right to modify, suspend, withdraw, or terminate this offer at any time without prior notice.
5. Kiwi does not guarantee rewards where offer conditions are not fulfilled.
6. Any tax liability arising from participation in this offer shall be the sole responsibility of the user.
7. Other Kiwi Terms and Conditions apply. Please refer to the Kiwi Rewards Policy for complete details: Kiwi Rewards Policy