Kiwi Kash - January 2026

Offer Validity Period: Valid from 00:00:00 am on 23rd January, 2026 to 11:59:59 pm on 31st January, 2026

1. Eligibility

1. This offer is open only to users who have been specifically selected and notified by Kiwi via in-app notification on Kiwi, SMS, email, WhatsApp.
2. Only transactions completed within the Offer Period using the YES Bank Klick Credit Card on Kiwi and meeting all stated conditions shall qualify for rewards.
3. Kiwi reserves the right to determine eligibility at its sole discretion.

2. Offer Construct

1. During the Offer Period, users must complete six successful transactions across six different days.
2. Each successful transaction must be ₹50 or more.
3. Only one transaction per day will count towards the offer.
4. For each successful transaction day, users will receive ₹5 cashback (20 Kiwis).
5. On successfully completing all 6 qualifying days within the Offer Period, users will receive an additional completion reward of ₹10 (40 Kiwis).
6. The maximum reward a user can earn under this offer is ₹40 (160 Kiwis),
   1. 20 Kiwis × 6 successful transaction days = 120 Kiwis
   2. Completion reward = 40 Kiwis
7. Rewards earned under this offer will be credited as Kiwis, in accordance with the Company's standard rewards conversion policy (₹1 = 4 Kiwis).

Illustration

1. The user makes a ₹50+ transaction each day on 6 different days.
2. The streak is completed successfully.
3. The user earns ₹5 (20 Kiwis) for each transaction and ₹10 (40 Kiwis) as a bonus on completion day.

3. Reward Crediting

1. Eligible users who qualify under their respective tier and meet all offer criteria will have their rewards credited to their account.
2. Rewards will be processed within 7 working days of satisfying the qualifying conditions, unless otherwise communicated.
3. The cashback will be credited to customers in the form of “Kiwis”
4. These Kiwis can be redeemed to the savings account linked to the “goaxb” UPI ID
5. Each “Kiwi” is currently worth INR 0.25/-

4. General Offer Terms

1. Customers' participation in any offer constitutes their understanding and agreement to the complete terms and conditions associated with each offer.
2. Offer shall not be valid on Canceled/Refunded transactions.
3. Kiwis earned on purchases will be reverted if the product is returned or refunded.
4. We reserve the right to change, modify or prematurely remove an offer at our own discretion.
5. Further, we also reserve the right to disqualify any Customer, who does not meet the offer requirements or in case of reasons including but not limited to any misuse of the offer or fraud or suspicious transaction/activity or under any legal requirement or applicable rules and regulations, from receiving any reward or cancel any reward already earned or credited.
6. In case of a dispute, the final decision to credit / modify the reward lies with the Company.
7. The Customer shall not hold the Company responsible for any actions, claims, demands, liabilities, losses, damages, costs, charges or expenses, which a Customer incurs, in the normal course of availing the “Kiwis” Rewards.
8. We also reserve the right to discontinue the Kiwi Rewards without assigning any reasons or without any prior intimation whatsoever. Nothing contained herein shall amount to a commitment or representation by us to continue the “Kiwis” Rewards.
9. Further, we reserve the right, at its sole discretion, to change the mode of the accrual of one or any of the programmes.
10. This offer's Terms and Conditions shall be in addition to and not in substitution/derogation of any or all other terms and conditions. No two offers can be clubbed. In case there is more than one offer(s) available simultaneously, then only one offer can be availed by the Customer.
11. Kiwi terms and conditions apply. Please find the link to access the full terms and conditions of the Kiwi Rewards Policy: https://gokiwi.in/rewards-policy-v2/

5. Exclusions