Kiwi Kash - February 2026

Offer Validity Period: Valid from 00:00:00 am on 2nd February, 2026 to 11:59:59 pm on 14th February, 2026

1. Eligibility

1. This offer is open only to users who have been specifically selected and notified by Kiwi via in-app notification on Kiwi, SMS, email, WhatsApp.
2. Only transactions completed within the Offer Period using the YES Bank Klick Credit Card on Kiwi and meeting all stated conditions shall qualify for rewards.
3. Kiwi reserves the right to determine eligibility at its sole discretion.

2. Offer Construct

1. During the Offer Period, users must complete five successful transactions during the offer period
2. Only one transaction per day will count towards the offer.
3. On successfully completing all 5 qualifying days within the Offer Period, users will receive a completion reward of ₹50 (200 Kiwis).
4. The maximum reward a user can earn under this offer is ₹50 (200 Kiwis),
5. Rewards earned under this offer will be credited as Kiwis, in accordance with the Company's standard rewards conversion policy (₹1 = 4 Kiwis).

Illustration

• The user makes a ₹50+ transaction each day on 5 different days.
• The streak is completed successfully.
• The user earns Flat ₹50 (200 Kiwis) on completion day.

3. Reward Crediting

1. Eligible users who qualify under their respective tier and meet all offer criteria will have their rewards credited to their account.
2. Rewards will be processed within 7 working days of satisfying the qualifying conditions, unless otherwise communicated.
3. The cashback will be credited to customers in the form of “Kiwis”
4. These Kiwis can be redeemed to the savings account linked to the “goaxb” UPI ID
5. Each “Kiwi” is currently worth INR 0.25/-

4. General Offer Terms

1. Customers' participation in any offer constitutes their understanding and agreement to the complete terms and conditions associated with each offer.
2. Offer shall not be valid on Canceled/Refunded transactions.
3. Kiwis earned on purchases will be reverted if the product is returned or refunded.
4. We reserve the right to change, modify or prematurely remove an offer at our own discretion.
5. Further, we also reserve the right to disqualify any Customer, who does not meet the offer requirements or in case of reasons including but not limited to any misuse of the offer or fraud or suspicious transaction/activity or under any legal requirement or applicable rules and regulations, from receiving any reward or cancel any reward already earned or credited.
6. In case of a dispute, the final decision to credit / modify the reward lies with the Company.
7. The Customer shall not hold the Company responsible for any actions, claims, demands, liabilities, losses, damages, costs, charges or expenses, which a Customer incurs, in the normal course of availing the “Kiwis” Rewards.
8. We also reserve the right to discontinue the Kiwi Rewards without assigning any reasons or without any prior intimation whatsoever. Nothing contained herein shall amount to a commitment or representation by us to continue the “Kiwis” Rewards.
9. Further, we reserve the right, at its sole discretion, to change the mode of the accrual of one or any of the programmes.
10. This offer's Terms and Conditions shall be in addition to and not in substitution/derogation of any or all other terms and conditions. No two offers can be clubbed. In case there is more than one offer(s) available simultaneously, then only one offer can be availed by the Customer.
11. Kiwi terms and conditions apply. Please find the link to access the full terms and conditions of the Kiwi Rewards Policy: https://gokiwi.in/rewards-policy-v2/

5. Exclusions

1. Rewards will not be applicable for any cancelled, refunded, or reversed transactions.
2. Transaction rewards will not be applicable on the below category/type of merchants

   Category	Details	Merchant Codes
   Agricultural Services	Agricultural Services, Cooperatives	0763, 0820, 0821, 0822, 0823, 0824, 0825
   Horticultural & Vet	Horticultural, Landscaping, Veterinary Services	0742, 0743, 0744, 0780
   Business Services	Auto Rentals, Repairs, Paint Shops, Jewelry and Watch Repair Shops	7512, 7523, 7531, 7535, 7538, 7631
   Government Services	Tax Payments, Court Costs, Postal Services, Fines	9211, 9222, 9223, 9311, 9399, 9400, 9402, 9405, 9311, 9700, 9701, 9702, 9751, 9754, 9950
   Marketing & Advertising	Direct Marketing & Advertising	5960, 5962, 5964, 5965, 5967, 5968, 5969, 7311
   Professional Services	Legal, Accounting, Educational Institutions	8111, 8931, 8220, 8241, 8299, 8675, 8211, 8249, 8241, 8244
   Retail Services	Auto Dealers, Fuel Stations, Jewelry, Petroleum	5094,5172, 5451, 5511, 5521, 5531, 5532, 5533, 5541, 5542, 5599
   Transportation	Bridge Fees, Tolls, Misc. Services	4784, 4789
   Utilities	Cable, Telecom, Electricity, Water	4812, 4813, 4814, 4816, 4821, 4829, 4899, 4900
   Miscellaneous	Jewelry Stores, Fuel Dealers, Financial Institutions, Insurance, Real Estate	5944, 5960, 5983, 6011, 6012, 6051, 6300, 6381, 6399, 6513, 6529, 6540