Kiwi Kickstart 2.0 - August 2026

Offer Validity Period:
Valid from 00:00:00 am on 6th August, 2026 to 11:59:59 pm on 31st August, 2026.

1. Eligibility

1. This offer is open only to users who have been specifically selected and notified by Kiwi via in-app notification on Kiwi, SMS, email, WhatsApp, or any other communication channel.
2. Only transactions completed within the Offer Period using the YES BANK Klick Credit Card, AU Bank KOSMO Credit Card, and PNB x Kiwi Credit Card on Kiwi and meeting all stated conditions shall qualify for rewards.
3. Kiwi reserves the right to determine eligibility at its sole discretion.

2. Offer Overview

1. During the Offer Period, eligible users must complete their first successful transaction on Kiwi using the YES BANK Klick Credit Card, AU Bank KOSMO Credit Card, or PNB x Kiwi Credit Card.
2. Users will earn 100% cashback on their first eligible transaction amount, subject to a maximum reward of ₹200 (800 Kiwis).
3. The maximum reward a user can earn under this offer is ₹200 (800 Kiwis).
4. Rewards earned under this offer will be credited as Kiwis in accordance with the Company's standard rewards conversion policy (₹1 = 4 Kiwis).

Illustration

1. A user completes their first successful transaction of ₹500 during the Offer Period.
   The user earns 100% cashback on the transaction amount, capped at ₹200 (800 Kiwis).
2. A user completes their first successful transaction of ₹100 during the Offer Period.
   The user earns 100% cashback on the transaction amount and receives ₹100 (400 Kiwis).

3. Reward Crediting

1. Eligible users who qualify and meet all offer criteria will have their rewards credited to their account.
2. Rewards will be processed within 7 working days of successful completion of the qualifying conditions, unless otherwise communicated.
3. The cashback will be credited to customers in the form of “Kiwis”.
4. These Kiwis can be redeemed to the savings account linked to the “goaxb” UPI ID.
5. Each “Kiwi” is currently worth INR 0.25/-.

4. General Offer Terms

1. Customers' participation in this offer constitutes acceptance of these Terms and Conditions.
2. Offer shall not be valid on cancelled, reversed, failed, or refunded transactions.
3. Kiwis earned on purchases will be reverted if the transaction is returned or refunded.
4. Kiwi reserves the right to change, modify, extend, suspend, or prematurely withdraw the offer at its sole discretion.
5. Kiwi reserves the right to disqualify any customer who does not meet the offer requirements or where misuse, fraud, suspicious activity, legal obligations, or regulatory requirements are identified.
6. In case of any dispute, the final decision regarding reward eligibility, reward amount, and reward credit shall rest solely with the Company.
7. The Customer shall not hold the Company responsible for any actions, claims, liabilities, losses, damages, expenses, or costs incurred while availing rewards.
8. Kiwi Rewards may be modified, discontinued, or revised without prior notice.
9. Kiwi reserves the right to change the reward accrual mechanism or programme structure at its sole discretion.
10. These Terms and Conditions are in addition to and not in substitution of any other applicable Kiwi terms.
11. No two offers can be clubbed. If multiple offers are applicable simultaneously, only one offer may be availed at Kiwi's discretion.
12. Kiwi Terms and Conditions apply. Please refer to the Kiwi Rewards Policy for complete details: Kiwi Rewards Policy