Cashback Carnival ⭐ - August 2026

Offer Validity Period:
Valid from 00:00:00 am on 7th August, 2026 to 11:59:59 pm on 31st August, 2026.

1. Eligibility

• This offer is open only to users who have been specifically selected and notified by Kiwi via in-app notification on Kiwi, SMS, email, WhatsApp, or any other communication channel.
• Only transactions completed within the Offer Period using the YES BANK Klick Credit Card, AU Bank KOSMO Credit Card, and PNB x Kiwi Credit Card on Kiwi and meeting all stated conditions shall qualify for rewards.
• Kiwi reserves the right to determine eligibility at its sole discretion.

2. Offer Overview

1. During the Offer Period, eligible users must complete three successful transactions via Kiwi using the YES BANK Klick Credit Card, AU Bank KOSMO Credit Card, or PNB x Kiwi Credit Card.
2. Each eligible transaction must be of ₹199 or more.
3. Users will earn rewards as follows:
   • 1st eligible transaction: ₹75 cashback
   • 2nd eligible transaction: ₹50 cashback
   • 3rd eligible transaction: ₹50 cashback
4. A maximum of one eligible transaction per calendar day will be counted towards the offer.
5. Multiple transactions made on the same day will count as a single eligible transaction for this offer.
6. The maximum reward a user can earn under this offer is ₹175 (700 Kiwis).
7. Rewards earned under this offer will be credited as Kiwis in accordance with the Company's standard rewards conversion policy (₹1 = 4 Kiwis).

Illustration

A user completes one successful transaction of ₹199 or more on each of three different calendar days during the Offer Period.
The user earns:

1. 1st transaction: ₹75 (300 Kiwis)
2. 2nd transaction: ₹50 (200 Kiwis)
3. 3rd transaction: ₹50 (200 Kiwis)

The user successfully completes the offer requirements and earns a total reward of ₹175 (700 Kiwis).

3. Reward Crediting

• Eligible users who qualify and meet all offer criteria will have their rewards credited to their account.
• Rewards will be processed within 7 working days of successful completion of the qualifying conditions, unless otherwise communicated.
• The cashback will be credited to customers in the form of “Kiwis”.
• These Kiwis can be redeemed to the savings account linked to the “goaxb” UPI ID.
• Each “Kiwi” is currently worth INR 0.25/-.

4. General Offer Terms

1. Customers' participation in this offer constitutes acceptance of these Terms and Conditions.
2. Offer shall not be valid on cancelled, reversed, failed, or refunded transactions.
3. Kiwis earned on purchases will be reverted if the transaction is returned or refunded.
4. Kiwi reserves the right to change, modify, extend, suspend, or prematurely withdraw the offer at its sole discretion.
5. Kiwi reserves the right to disqualify any customer who does not meet the offer requirements or where misuse, fraud, suspicious activity, legal obligations, or regulatory requirements are identified.
6. In case of any dispute, the final decision regarding reward eligibility, reward amount, and reward credit shall rest solely with the Company.
7. The Customer shall not hold the Company responsible for any actions, claims, liabilities, losses, damages, expenses, or costs incurred while availing rewards.
8. Kiwi Rewards may be modified, discontinued, or revised without prior notice.
9. Kiwi reserves the right to change the reward accrual mechanism or programme structure at its sole discretion.
10. These Terms and Conditions are in addition to and not in substitution of any other applicable Kiwi terms.
11. No two offers can be clubbed. If multiple offers are applicable simultaneously, only one offer may be availed at Kiwi's discretion.
12. Kiwi Terms and Conditions apply. Please refer to the Kiwi Rewards Policy for complete details: Kiwi Rewards Policy