GoKiwi

RuPay Credit Card

RuPay Credit Card

At GoKiwi, we help you understand everything about RuPay credit cards—India’s homegrown alternative to Visa and Mastercard. This category is your one-stop guide to choosing, using, and maximizing RuPay credit cards, especially those that work with UPI. As digital payments evolve, RuPay is quickly becoming the go-to choice for smart, reward-driven users who want more value and fewer fees.

We dive deep into the world of RuPay credit cards and break down how they work, why they matter, and how you can benefit. Whether you’re looking for a lifetime free RuPay credit card, one with high cashback rewards, or a card that seamlessly links with your UPI apps, we explain your options clearly and simply.

You’ll learn how to apply for a RuPay credit card from top banks like Axis Bank, SBI, HDFC, and more. We walk you through eligibility criteria, how to check approvals, and how to compare features. We highlight cards that offer strong UPI compatibility, no joining or annual fees, fuel surcharge waivers, dining discounts, and other user-friendly benefits.

With UPI now supporting credit cards, especially RuPay cards, we show you how to link them with apps like PhonePe, Google Pay, Paytm, and BHIM. We also explain how to manage credit wisely, avoid interest charges, and use UPI credit payments to earn rewards while keeping your finances healthy.

Security and ease of use matter. That’s why we explain how tokenization protects your data, how RBI's guidelines support safe transactions, and how to keep your card and UPI apps protected from fraud. Whether you’re a first-time credit card user or a seasoned spender, we give you tips to use RuPay cards responsibly and effectively.

RuPay Credit Card Comparison

We also compare RuPay credit cards with Visa and Mastercard. You’ll discover how RuPay stacks up in terms of acceptance, international usage, UPI integration, reward programs, and cardholder perks. Our unbiased reviews help you make informed choices that suit your lifestyle and financial goals.

Our team continuously tracks new launches, bank partnerships, and regulatory changes so you stay ahead of the curve. We don’t just share news—we tell you how it affects you, whether it’s a new UPI feature or a special RuPay card offer.

At GoKiwi, we believe Indian users deserve smart financial tools tailored to local needs. RuPay credit cards are built for India, and we make sure you know exactly how to get the best out of them. From metro cities to small towns, more users now trust RuPay—and our blog helps you join that trend with confidence.

Explore this category to find the best RuPay credit cards, discover hidden features, and learn how to spend smarter with UPI-linked rewards. GoKiwi makes it easy, clear, and actionable.

Top 10 UPI Credit Cards in India for 2025

Top 10 UPI Credit Cards in India for 2025

Choosing the best UPI credit card can help you maximize rewards on your day-to-day digital payments. Most of the best options are RuPay cards, as only RuPay credit cards can currently be linked with UPI in India. 1. Kiwi  2. Jupiter Edge+ RuPay Credit Card 3. Axis Bank SuperMoney RuPay Credit Card 4. Scapia RuPay […]

Top 10 RuPay Credit Cards in India (2025)

Top 10 RuPay Credit Cards in India (2025)

India’s RuPay credit card market has become highly competitive in 2025, especially for users prioritising UPI compatibility, cashback, and value. Here are the Top 10 RuPay Credit Cards, with Kiwi emerging as the leader for UPI spends. 1. RuPay Credit Card via Kiwi 2. Axis Bank SuperMoney RuPay Credit Card 3. Tata Neu Infinity HDFC […]

The Best RuPay Credit Card in India 2025

The Best RuPay Credit Card in India 2025

India’s digital payments have evolved fast — and RuPay credit cards linked to UPI are at the center of this change. They bring the power of credit to everyday UPI payments, making transactions faster, safer, and more rewarding. Among the many options available, one card stands out in 2025 for its ease of use, transparent […]

Top 5 UPI Credit Card in India for 2025

Top 5 UPI Credit Card in India for 2025

UPI has made payments simple and fast. From street vendors to supermarkets, everyone now accepts UPI. But what if your UPI payments could also earn cashback or rewards?  That’s where the UPI Credit Card comes in — the comfort of UPI with the power of credit. Let’s explore the Top 5 UPI Credit Cards in […]

Top 5 RuPay Credit Cards in India for 2025

Top 5 RuPay Credit Cards in India for 2025

RuPay credit cards are becoming the go-to choice for digital payments in India, especially after the rapid growth of UPI-based credit transactions. They combine cashback, rewards, and seamless UPI linking — all while being highly secure and widely accepted. If you’re looking for the Top 5 RuPay credit cards in 2025, here are the top […]

Best UPI Credit Cards for Young Professionals in India (2025)

Best UPI Credit Cards for Young Professionals in India (2025)

Starting your career means managing your money smartly. As a young professional, you want a card that’s easy to use, low on fees, and high on rewards. That’s where UPI Credit Cards come in.They combine the simplicity of UPI with the power of credit — scan any QR, pay, and earn cashback instantly. Let’s explore […]

The Smarter Way to Pay: Maximize Rewards on UPI Credit Cards

5 Smart Ways to Earn Cashback from Your UPI Credit Card

UPI payments are convenient, but what if every tap also gave you cashback?  With UPI credit cards, that’s now possible.Here are five smart ways to earn cashback on every UPI transaction — and how Kiwi helps you do it easily. 1. Use a UPI-Linked Credit Card Most people use debit cards or bank accounts for […]

Top Cashback Credit Cards for Everyday Spends in 2025

Top Cashback Credit Cards for Everyday Spends in 2025

Your morning coffee. That cab ride. Groceries. Online orders. You already spend every day — now it’s time to earn something back on it. Cashback credit cards help you save money on the things you buy the most.You simply use your card, pay your bill on time, and enjoy cash credited back to your account. […]

5 Credit Card Bill Payment Mistakes to Avoid in 2025

5 Credit Card Bill Payment Mistakes to Avoid in 2025

Credit cards make payments easy, fast, and rewarding.  But if you don’t handle your bills carefully, those same cards can cost you — with late fees, high interest, and a lower credit score. In 2025, digital payments are smarter than ever. Yet, many users still make small mistakes that lead to big financial stress.Here are […]