GoKiwi

Fintech

Fintech – Navigating India’s Financial Technology Revolution

At GoKiwi, we simplify the fast-moving world of fintech so you can use it to your advantage. In this category, we explore how technology transforms personal finance, banking, credit, lending, and more. From new-age apps and neobanks to UPI-linked credit cards and AI-powered finance tools, we cover every innovation that’s shaping how India manages money today.

We break down complex fintech trends into simple, easy-to-understand guides. You don’t need to be a techie or a finance expert to understand how digital lending works or why RBI is pushing for tokenization. Our job is to explain it all in a way that helps you make smarter, more informed financial decisions.

We cover the full spectrum of fintech in India. Whether you want to understand how credit scoring works, explore how BNPL (Buy Now, Pay Later) apps affect your credit report, or compare the top digital savings platforms, our blogs give you clear, unbiased insights. We track emerging startups, RBI regulations, government-backed innovations like ONDC and OCEN, and global trends that are shaping the Indian fintech space.

You’ll also find in-depth content on how fintech intersects with UPI, RuPay, credit cards, digital wallets, and financial inclusion. Want to know how to automate your savings? Curious about using AI to manage expenses or how account aggregators work? We’ve got detailed explainers that turn industry jargon into practical advice.

We pay special attention to fintech products that impact everyday users. If you're using apps like CRED, Jupiter, Fi Money, Paytm, or PhonePe, we show you how to get more value from them. Our reviews focus on user experience, benefits, transparency, and hidden costs—so you can choose tools that actually work for you.

We also stay alert to RBI’s latest guidelines and explain what they mean for you. Whether the regulator launches a new digital lending framework or updates KYC rules, we translate that news into clear action steps for your financial life.

Security matters in fintech, and we treat it seriously. We guide you on setting up secure accounts, identifying fraud attempts, and using apps responsibly. We also highlight trustworthy fintech startups that follow good data privacy practices and ethical lending standards.

Our goal is to help you use fintech to grow your wealth, not just manage it. Whether you're investing through robo-advisors, borrowing smartly, or managing your credit digitally, fintech gives you powerful tools—and we show you how to use them right.

At GoKiwi, we believe fintech should empower everyone—from a first-time borrower in a tier-2 city to a salaried professional managing multiple credit lines. Our blogs don’t just explain fintech; they help you put it to work in your daily life.

Explore this category to learn, compare, and stay ahead of the curve. The future of finance is digital—and it’s already here.

UPI (Unified Payments Interface) in Numbers: How India’s Favourite Payment System is Evolving

UPI (Unified Payments Interface) in Numbers: How India’s Favourite Payment System is Evolving

Over the past few years, Unified Payments Interface (UPI) has become the backbone of India’s digital payment revolution. From splitting bills with friends to paying for groceries at a local kirana, UPI has transformed the way Indians transact. And with the recent introduction of credit on UPI, the story has only become more exciting. At […]

How Millennials and Gen Z are Using Credit Differently

How Millennials and Gen Z are Using Credit Differently?

The way Indians approach credit is changing—and at the forefront of this shift are Millennials and Gen Z. Unlike previous generations, who largely saw credit as a tool for emergencies or big-ticket purchases, younger consumers view credit as an everyday enabler. From UPI-linked credit cards to BNPL (Buy Now, Pay Later) and digital-first lenders, their […]

Kiwi vs Jupiter: Which RuPay Credit Card on UPI Wins Your Wallet?

Kiwi vs Jupiter: Which RuPay Credit Card on UPI Wins Your Wallet?

If you’re paying via UPI QR—especially for everyday needs—and want the flexibility and rewards of a credit card, you’re in the right place. Let’s compare Kiwi and Jupiter Edge+ RuPay Credit Card, focusing on UPI integration, rewards, ease of use, and overall value. 1. UPI Credit Card Integration Kiwi: Jupiter Edge+ (RuPay variant): Verdict: Both […]

Best UPI Credit Cards in India 2025 – Compare Cashback, Rewards & Fees

Best UPI Credit Cards in India 2025 – Compare Cashback, Rewards & Fees

Most people think all UPI Credit Cards are the same — scan a QR, pay, done. But the truth is, they’re very different when it comes to cashback, rewards, fees, and ease of use. Picking the right card can turn your daily UPI payments into big savings. If you’re searching for the best UPI credit […]

Kiwi vs OneCard: Which RuPay Credit Card on UPI Fits You Better?

Kiwi vs OneCard: Which RuPay Credit Card on UPI Fits You Better?

If scanning a UPI QR with your phone and paying via credit is part of your daily routine, you’ve likely looked into RuPay-on-UPI cards. Kiwi and OneCard both offer this—but their styles couldn’t be more different. Let’s break it down so you can see which one is right for your lifestyle. 1. UPI Credit Card […]

Kiwi vs Scapia: RuPay Credit Card on UPI – Which One Wins?

Kiwi vs Scapia: RuPay Credit Card on UPI – Which One Wins?

If you live in the UPI-first world—scan, pay, repeat—you’ve probably looked into RuPay-on-UPI options. Kiwi builds exclusively around that model. Scapia’s dual-network (RuPay + Visa) card promises the best of both worlds. Let’s compare and help you decide. 1. UPI Credit Integration Kiwi: Scapia (RuPay side): Verdict: Kiwi is streamlined for UPI. Scapia offers flexibility […]

Kiwi vs SalarySe: Which RuPay UPI Credit Card Fits You Best?

Kiwi vs SalarySe: Which RuPay UPI Credit Card Fits You Best?

If daily UPI QR payments with credit are your go-to, both Kiwi and SalarySe offer RuPay Credit Cards—but they serve very different needs. Let’s compare them across key dimensions. 1. UPI Credit Card Integration Kiwi SalarySe (RBL Bank RuPay UP Credit Card) Verdict: Kiwi is built for seamless, everyday QR usage. SalarySe works well but […]

Kiwi vs Slice Card: RUPay Credit on UPI—Which Fits You Better?

Kiwi vs Slice Card: RuPay Credit Card on UPI—Which Fits You Better?

If you’re tapping UPI QRs for groceries, food, or quick errands—and still want credit card convenience—Kiwi and Slice serve that need. But they take very different routes. Let’s break down how each stacks up. 1. UPI Credit Integration Kiwi Slice (Platinum / Ultra) Verdict: Kiwi is built for QR simplicity. Slice offers stylish integration but […]

India Goes Click-First: 85% of Credit Card Transactions Are Now Online

India Goes Click-First: 85% of Credit Card Transactions Are Now Online

In July 2025, India crossed a cultural checkpoint: about 85% of all credit card transactions happened online. What once sounded niche—paying on apps, gateways, and e-commerce—has become the default. It’s not just a technology story; it’s a lifestyle shift powered by Digital India, cheap data, and a generation that’s grown up tapping “Pay Now.” Digital […]