GoKiwi

Fintech

Fintech – Navigating India’s Financial Technology Revolution

At GoKiwi, we simplify the fast-moving world of fintech so you can use it to your advantage. In this category, we explore how technology transforms personal finance, banking, credit, lending, and more. From new-age apps and neobanks to UPI-linked credit cards and AI-powered finance tools, we cover every innovation that’s shaping how India manages money today.

We break down complex fintech trends into simple, easy-to-understand guides. You don’t need to be a techie or a finance expert to understand how digital lending works or why RBI is pushing for tokenization. Our job is to explain it all in a way that helps you make smarter, more informed financial decisions.

We cover the full spectrum of fintech in India. Whether you want to understand how credit scoring works, explore how BNPL (Buy Now, Pay Later) apps affect your credit report, or compare the top digital savings platforms, our blogs give you clear, unbiased insights. We track emerging startups, RBI regulations, government-backed innovations like ONDC and OCEN, and global trends that are shaping the Indian fintech space.

You’ll also find in-depth content on how fintech intersects with UPI, RuPay, credit cards, digital wallets, and financial inclusion. Want to know how to automate your savings? Curious about using AI to manage expenses or how account aggregators work? We’ve got detailed explainers that turn industry jargon into practical advice.

We pay special attention to fintech products that impact everyday users. If you're using apps like CRED, Jupiter, Fi Money, Paytm, or PhonePe, we show you how to get more value from them. Our reviews focus on user experience, benefits, transparency, and hidden costs—so you can choose tools that actually work for you.

We also stay alert to RBI’s latest guidelines and explain what they mean for you. Whether the regulator launches a new digital lending framework or updates KYC rules, we translate that news into clear action steps for your financial life.

Security matters in fintech, and we treat it seriously. We guide you on setting up secure accounts, identifying fraud attempts, and using apps responsibly. We also highlight trustworthy fintech startups that follow good data privacy practices and ethical lending standards.

Our goal is to help you use fintech to grow your wealth, not just manage it. Whether you're investing through robo-advisors, borrowing smartly, or managing your credit digitally, fintech gives you powerful tools—and we show you how to use them right.

At GoKiwi, we believe fintech should empower everyone—from a first-time borrower in a tier-2 city to a salaried professional managing multiple credit lines. Our blogs don’t just explain fintech; they help you put it to work in your daily life.

Explore this category to learn, compare, and stay ahead of the curve. The future of finance is digital—and it’s already here.

Will Using Credit Cards on UPI Hurt My Credit Score?

Will Using Credit Cards on UPI Hurt My Credit Score?

In 2025, UPI is everywhere—from tea stalls to petrol pumps. But with the rise of UPI-enabled credit cards, there’s growing curiosity and confusion around one critical question: Will using a credit card on UPI hurt my credit score? Let’s dive into this topic and clear the air once and for all. What Is a UPI […]

Is UPI Killing Debit Cards? What the Data Says in 2025

Is UPI Killing Debit Cards? What the Data Says in 2025 | UPI Credit Card vs Debit Card

The Indian payments landscape has dramatically shifted in 2025. Unified Payments Interface (UPI) has not only disrupted cash but is also fundamentally changing how Indians interact with debit and credit cards. A much-asked question this year is: “Is UPI killing debit cards?” Let’s dive into the latest data and trends with a focus on UPI […]

Filing Your Income Tax Return in India (2025): A Complete Guide

Filing Income Tax Return in India (2025): A Complete Guide

Filing an Income Tax Return (ITR) is a legal obligation for taxpayers in India and an essential financial responsibility. The process has seen significant digital upgrades, regulatory changes, and extended deadlines in the 2025 assessment year. Here’s an up-to-date, step-by-step guide to help you navigate ITR filing for FY 2024-25 (AY 2025-26). Key Updates for […]

Important Changes in UPI Effective from August 1, 2025

Important Changes in UPI Effective from August 1, 2025

Unified Payments Interface (UPI) has witnessed record growth in India, leading the National Payments Corporation of India (NPCI) to introduce several policy changes effective August 1, 2025. These updates are designed to improve system reliability, security, and efficiency—especially during times of high usage. Here’s a summary of the critical changes every UPI user should know: […]

UPI Credit Card vs BNPL (Buy Now, Pay Later)

UPI Credit Card vs BNPL (Buy Now, Pay Later): Which One’s Smarter in 2025?

In 2025, Indian consumers increasingly face the choice between modern digital credit solutions like UPI-enabled Credit Cards and the rising payment method, Buy Now, Pay Later (BNPL). Both have gained immense popularity for their convenience, but they serve different financial needs and come with their own advantages and risks. This blog discuss UPI Credit Card […]

Linking Aadhaar with PAN Card: Complete Guide

Linking Aadhaar with PAN Card: Complete Guide

In India’s evolving digital landscape, linking your Aadhaar with your PAN (Permanent Account Number) card has become not just a regulatory requirement but a cornerstone of streamlined financial management. This mandatory process, introduced under Section 139AA of the Income Tax Act, represents a significant step toward transparency in the Indian tax system. Whether you’re a […]

Credit Card via Kiwi vs HDFC Bank UPI Credit Card

Credit Card via Kiwi vs HDFC Bank UPI Credit Card: A Creative Comparison

In India’s dynamic fintech landscape, UPI-linked credit cards are transforming everyday spending into rewarding experiences. This blog pits the innovative Kiwi Credit Card against the HDFC Bank UPI Credit Card in a creative face-off, like a nimble startup challenger versus a banking heavyweight. We’ll compare their features based on reliable sources, ensuring accuracy without misinformation.Note: […]

Credit Card via Kiwi vs SBI UPI Credit Card: A Creative Showdown

Credit Card via Kiwi vs SBI UPI Credit Card: A Creative Showdown

In the ever-evolving world of digital payments in India, UPI has become a game-changer, and linking it with credit cards takes convenience to the next level. Today, we’re diving into a fun, side-by-side comparison between the Credit Card via Kiwi (a seamless UPI-linked credit option) and the SBI UPI Credit Card (specifically the SimplySAVE variant). […]

UPI Credit Card via Kiwi vs Axis Bank SuperMoney RuPay Credit Card: Which One Is Better for You?

UPI Credit Card via Kiwi vs Axis Bank SuperMoney RuPay Credit Card: Which One Is Better for You?

As India continues to lead the world in digital payments, UPI-linked credit cards have emerged as a game-changing solution — combining the convenience of UPI with the power of credit cards. Two such standout options in the market are the Kiwi UPI Credit Card and the Axis Bank SuperMoney RuPay Credit Card. But which one […]