GoKiwi

Fintech

Fintech – Navigating India’s Financial Technology Revolution

At GoKiwi, we simplify the fast-moving world of fintech so you can use it to your advantage. In this category, we explore how technology transforms personal finance, banking, credit, lending, and more. From new-age apps and neobanks to UPI-linked credit cards and AI-powered finance tools, we cover every innovation that’s shaping how India manages money today.

We break down complex fintech trends into simple, easy-to-understand guides. You don’t need to be a techie or a finance expert to understand how digital lending works or why RBI is pushing for tokenization. Our job is to explain it all in a way that helps you make smarter, more informed financial decisions.

We cover the full spectrum of fintech in India. Whether you want to understand how credit scoring works, explore how BNPL (Buy Now, Pay Later) apps affect your credit report, or compare the top digital savings platforms, our blogs give you clear, unbiased insights. We track emerging startups, RBI regulations, government-backed innovations like ONDC and OCEN, and global trends that are shaping the Indian fintech space.

You’ll also find in-depth content on how fintech intersects with UPI, RuPay, credit cards, digital wallets, and financial inclusion. Want to know how to automate your savings? Curious about using AI to manage expenses or how account aggregators work? We’ve got detailed explainers that turn industry jargon into practical advice.

We pay special attention to fintech products that impact everyday users. If you're using apps like CRED, Jupiter, Fi Money, Paytm, or PhonePe, we show you how to get more value from them. Our reviews focus on user experience, benefits, transparency, and hidden costs—so you can choose tools that actually work for you.

We also stay alert to RBI’s latest guidelines and explain what they mean for you. Whether the regulator launches a new digital lending framework or updates KYC rules, we translate that news into clear action steps for your financial life.

Security matters in fintech, and we treat it seriously. We guide you on setting up secure accounts, identifying fraud attempts, and using apps responsibly. We also highlight trustworthy fintech startups that follow good data privacy practices and ethical lending standards.

Our goal is to help you use fintech to grow your wealth, not just manage it. Whether you're investing through robo-advisors, borrowing smartly, or managing your credit digitally, fintech gives you powerful tools—and we show you how to use them right.

At GoKiwi, we believe fintech should empower everyone—from a first-time borrower in a tier-2 city to a salaried professional managing multiple credit lines. Our blogs don’t just explain fintech; they help you put it to work in your daily life.

Explore this category to learn, compare, and stay ahead of the curve. The future of finance is digital—and it’s already here.

Top 10 UPI Credit Cards in India for 2025

Top 10 UPI Credit Cards in India for 2025

Choosing the best UPI credit card can help you maximize rewards on your day-to-day digital payments. Most of the best options are RuPay cards, as only RuPay credit cards can currently be linked with UPI in India. 1. Kiwi  2. Jupiter Edge+ RuPay Credit Card 3. Axis Bank SuperMoney RuPay Credit Card 4. Scapia RuPay […]

Top 10 RuPay Credit Cards in India (2025)

Top 10 RuPay Credit Cards in India (2025)

India’s RuPay credit card market has become highly competitive in 2025, especially for users prioritising UPI compatibility, cashback, and value. Here are the Top 10 RuPay Credit Cards, with Kiwi emerging as the leader for UPI spends. 1. RuPay Credit Card via Kiwi 2. Axis Bank SuperMoney RuPay Credit Card 3. Tata Neu Infinity HDFC […]

The Best RuPay Credit Card in India 2025

The Best RuPay Credit Card in India 2025

India’s digital payments have evolved fast — and RuPay credit cards linked to UPI are at the center of this change. They bring the power of credit to everyday UPI payments, making transactions faster, safer, and more rewarding. Among the many options available, one card stands out in 2025 for its ease of use, transparent […]

Top 5 UPI Credit Card in India for 2025

Top 5 UPI Credit Card in India for 2025

UPI has made payments simple and fast. From street vendors to supermarkets, everyone now accepts UPI. But what if your UPI payments could also earn cashback or rewards?  That’s where the UPI Credit Card comes in — the comfort of UPI with the power of credit. Let’s explore the Top 5 UPI Credit Cards in […]

Top 5 RuPay Credit Cards in India for 2025

Top 5 RuPay Credit Cards in India for 2025

RuPay credit cards are becoming the go-to choice for digital payments in India, especially after the rapid growth of UPI-based credit transactions. They combine cashback, rewards, and seamless UPI linking — all while being highly secure and widely accepted. If you’re looking for the Top 5 RuPay credit cards in 2025, here are the top […]

Best UPI Credit Cards for Young Professionals in India (2025)

Best UPI Credit Cards for Young Professionals in India (2025)

Starting your career means managing your money smartly. As a young professional, you want a card that’s easy to use, low on fees, and high on rewards. That’s where UPI Credit Cards come in.They combine the simplicity of UPI with the power of credit — scan any QR, pay, and earn cashback instantly. Let’s explore […]

The Smarter Way to Pay: Maximize Rewards on UPI Credit Cards

5 Smart Ways to Earn Cashback from Your UPI Credit Card

UPI payments are convenient, but what if every tap also gave you cashback?  With UPI credit cards, that’s now possible.Here are five smart ways to earn cashback on every UPI transaction — and how Kiwi helps you do it easily. 1. Use a UPI-Linked Credit Card Most people use debit cards or bank accounts for […]

Top Cashback Credit Cards for Everyday Spends in 2025

Top Cashback Credit Cards for Everyday Spends in 2025

Your morning coffee. That cab ride. Groceries. Online orders. You already spend every day — now it’s time to earn something back on it. Cashback credit cards help you save money on the things you buy the most.You simply use your card, pay your bill on time, and enjoy cash credited back to your account. […]

5 Credit Card Bill Payment Mistakes to Avoid in 2025

5 Credit Card Bill Payment Mistakes to Avoid in 2025

Credit cards make payments easy, fast, and rewarding.  But if you don’t handle your bills carefully, those same cards can cost you — with late fees, high interest, and a lower credit score. In 2025, digital payments are smarter than ever. Yet, many users still make small mistakes that lead to big financial stress.Here are […]