When Gaurav booked his first trip to Japan, he packed his suitcase with the usual travel essentials — clothes, camera, passport — and his shiny new RuPay credit card. He’d heard that RuPay now works abroad, but he wasn’t entirely sure what that meant in practice. Could he really tap his card in Tokyo’s busy […]

If you’re exploring credit card options in India, you’ve probably come across the term RuPay credit card quite a few times. But is it really worth your attention? The short answer — yes. Whether you want the best RuPay credit card for rewards, a UPI credit card for convenience, or a low-fee option for everyday […]

It all started with Rohan. Three years ago, he got his first credit card for groceries and online shopping. Then came a travel card (hello, lounge access) and a fuel card. Before he knew it, five shiny cards lived in his wallet. Some friends called it smart. Others called it risky. Who was right? As […]

Unified Payments Interface (UPI) has transformed how India pays, but with increasing volumes and rising security concerns, the National Payments Corporation of India (NPCI) is introducing important structural changes effective August 1, 2025. These updates aim to make UPI more secure, stable, and efficient for all users. Here’s a breakdown of the new rules and […]

Tariffs. You’ve probably heard the word on the news or read about it online, especially in the context of trade wars between countries. But what exactly are tariffs? And how are they affecting India right now in 2025? Let’s break it down so that anyone—student, working professional, or curious reader—can understand what’s happening and why […]

In 2025, UPI is everywhere—from tea stalls to petrol pumps. But with the rise of UPI-enabled credit cards, there’s growing curiosity and confusion around one critical question: Will using a credit card on UPI hurt my credit score? Let’s dive into this topic and clear the air once and for all. What Is a UPI […]

Updated for 2026 The Indian payments landscape has dramatically shifted in 2026. Unified Payments Interface (UPI) has not only disrupted cash but is also fundamentally changing how Indians interact with debit and credit cards. A much-asked question this year is: “Is UPI killing debit cards?” Let’s dive into the latest data and trends with a […]

Filing an Income Tax Return (ITR) is a legal duty in India. It is also a smart financial habit. By 2026, ITR filing is fully digital. Forms are smarter. Checks are tighter. Defaults are fewer — if you file correctly. Here is a clear, updated guide for FY 2025–26 (AY 2026–27). ITR Filing in 2026: […]

Unified Payments Interface (UPI) has witnessed record growth in India, leading the National Payments Corporation of India (NPCI) to introduce several policy changes effective August 1, 2025. These updates are designed to improve system reliability, security, and efficiency—especially during times of high usage. Here’s a summary of the critical changes every UPI user should know: […]