If you live in the UPI-first world—scan, pay, repeat—you’ve probably looked into RuPay-on-UPI options. Kiwi builds exclusively around that model. Scapia’s dual-network (RuPay + Visa) card promises the best of both worlds. Let’s compare and help you decide. 1. UPI Credit Integration Kiwi: Scapia (RuPay side): Verdict: Kiwi is streamlined for UPI. Scapia offers flexibility […]

If daily UPI QR payments with credit are your go-to, both Kiwi and SalarySe offer RuPay Credit Cards—but they serve very different needs. Let’s compare them across key dimensions. 1. UPI Credit Card Integration Kiwi SalarySe (RBL Bank RuPay UP Credit Card) Verdict: Kiwi is built for seamless, everyday QR usage. SalarySe works well but […]

If you’re tapping UPI QRs for groceries, food, or quick errands—and still want credit card convenience—Kiwi and Slice serve that need. But they take very different routes. Let’s break down how each stacks up. 1. UPI Credit Integration Kiwi Slice (Platinum / Ultra) Verdict: Kiwi is built for QR simplicity. Slice offers stylish integration but […]

In July 2025, India crossed a cultural checkpoint: about 85% of all credit card transactions happened online. What once sounded niche—paying on apps, gateways, and e-commerce—has become the default. It’s not just a technology story; it’s a lifestyle shift powered by Digital India, cheap data, and a generation that’s grown up tapping “Pay Now.” Digital […]

India’s Small Businesses—chai stalls, kiranas, salons, chemists—have gone from “cash only” to “scan and done.” The quiet engine behind that leap isn’t just UPI. It’s UPI + credit, especially when a RuPay Credit Card is linked to UPI. Together, they’re making payments simpler, cheaper, and more useful for the corner store as well as the […]

You’re at a café. You swipe your card for that perfect cappuccino. The barista smiles, the machine beeps, and your payment is “approved.” End of story, right? Not really. Behind that tiny beep is a whole adventure your money goes on. Let’s pull back the curtain. Step 1: The “Can I?” Moment When you swipe […]

Have you ever thought about what your credit card swipe says about you? Believe it or not, the way we use our cards isn’t just about money—it’s about personality. Let’s decode the psychology of plastic and understand what your credit card habits reveal about you. 1. The Points Hunter You’re the friend who never forgets […]

India just set a new monthly record for credit card spending. In July 2025, Indians spent ₹1.94 lakh crore on their cards—up from ₹1.83 lakh crore in June. That’s a 6% month-on-month jump and a 12% rise year-on-year. It’s the highest monthly spend Indian credit cards have ever recorded. What changed? Together, the story is […]

Imagine standing at your neighborhood kirana store, scanning a simple UPI QR and walking out with groceries — but instead of cash or debit, you just paid on credit. That’s the magic RuPay Credit Cards bring to the table. They’re the only ones today that let you link credit with UPI for everyday merchant payments. […]