India is now firmly a scan-first economy.Contactless payments are no longer limited to malls or metros. They are everywhere — from fuel pumps to neighbourhood stores. As usage rises, one question keeps coming up in 2026: Are contactless payments actually safe in India? Short answer: Yes — if you know how they work and use […]

Credit card spending in India continued its strong run in 2025 and into 2026, driven by urbanisation, digital adoption, and rising incomes. Spend growth is no longer just a metro story—Tier-2 and Tier-3 cities are now key contributors. The Big Picture: Credit Card Boom India’s monthly credit card spends have stayed elevated: These figures indicate […]

Market Growth: Credit Card Trends & Transactions India’s credit card market continues to expand in 2026. This shows strong demand for credit alongside broader digital adoption. Drivers of Growth UPI-Linked Credit Cards One of the biggest shifts has been the rise of UPI-linked credit card use. This trend reflects ease of use and strong reward […]

In 2026, RuPay credit cards have emerged as a major force in India’s digital payments ecosystem. These cards are now supported for UPI payments, making them a powerful alternative to traditional debit-linked UPI transactions. Among all issuers, AU Small Finance Bank RuPay credit cards have gained attention — especially the AU KOSMO Credit Card — […]

UPI has become India’s default payment method. From ₹20 chai to ₹2,000 groceries, people scan QR codes everywhere. But for a long time, UPI had one limitation. It worked only with savings accounts. In 2026, that has changed. Now users can scan UPI QR codes and pay using credit cards. This shift is driving strong […]

Credit cards are powerful tools. They help you earn rewards, build credit score, and manage monthly spending with ease. But one wrong habit can cost you money, damage your credit profile, and create long-term financial stress.As we step into 2026, the way India uses credit cards is changing fast—thanks to UPI credit cards, BNPL, digital […]

Building a credit score feels slow. But Reddit users have shared many smart tricks that speed up the process. These are real methods people used to move from a low score to a healthy one within months. Here’s a clear guide for beginners who want to build credit score fast. 1. Always Pay Before the […]

Ever seen people relaxing in airport lounges while you wait near the boarding gate? Good news — your credit card may already give you that access. Let’s break down how it really works. What Is Airport Lounge Access? Airport lounges are exclusive waiting areas where you can relax before your flight.They offer comfortable seating, free […]

Airport lounges sound fancy and expensive, right? But here’s the truth — with the right credit card, you don’t have to pay extra to enjoy them.And those few free visit with lounge access credit cards can actually save you a lot more than you think. Let’s break it down. What Do Lounges Usually Cost? Most […]