UPI
Credit Card
Enjoy the Power of
Credit on UPI – Fast,
Rewarding, Easy
Introduction
Experience credit like never before—introducing the UPI Credit Card, powered by RuPay, offered through GoKiwi. Now, every UPI payment—online or offline—can be made using your credit card.
Why Choose a UPI Credit Card?
Credit +
Convenience:
No need to use a savings account—pay merchants via UPI directly with your credit line.
Fast
Linking:
Link via major UPI apps: BHIM, PhonePe, GPay, Paytm, GoKiwi.
Rewards
on UPI:
Eligible for cashback and reward points even on UPI transactions. Some banks offer up to 3X rewards.
Secure
& Private:
Authenticate via UPI PIN—no need to share CVV or OTP.
Credit +
Convenience:
No need to use a savings account—pay merchants via UPI directly with your credit line.
Fast
Linking:
Link via major UPI apps: BHIM, PhonePe, GPay, Paytm, GoKiwi.
Rewards
on UPI:
Eligible for cashback and reward points even on UPI transactions. Some banks offer up to 3X rewards.
Secure
& Private:
Authenticate via UPI PIN—no need to share CVV or OTP.
How it Works
Step 1: Apply for Your UPI Credit Card on GoKiwi
Step 2: Get Instant Digital Access
Step 3: Link Your Credit Card to a UPI App
Step 4: Pay with Credit via UPI
Step 5: Track, Pay, and Earn – All on GoKiwi
Use Cases
Shopping & Lifestyle:
Earn cashback on groceries, dining, & lifestyle shopping.
Utility & Bills:
Use UPI AutoPay to pay recurring bills using credit.
Security & Limits
- Kiwi - India's Best RuPay Credit Card
- 1.5% flat cashback on everyday/daily UPI payments.
- Cashback goes directly into the bank account
- Lifetime free card - no joining fees, no annual fees.
Ratings & Reviews
4.8/5 on Google Reviews
4.6 on Glassdoor & Facebook customer feedback
Testimonials
"“UPI Credit Card makes my daily bill payments so simple—and I still get reward points!”"
"Convenient, fast, secure. I never carry my credit card for UPI transactions anymore."
"“UPI Credit Card makes my daily bill payments so simple—and I still get reward points!”"
"Convenient, fast, secure. I never carry my credit card for UPI transactions anymore."
FAQs
What is a UPI Credit Card?
How is UPI Credit Card different from debit card on UPI?
Which apps allow UPI Credit Card linking?
Is it safe to use UPI Credit Card?
Can I use UPI Credit Card for peer-to-peer (P2P) transfers?
Will I get cashback or points on UPI transactions with my credit card?
Is there a daily limit on UPI Credit Card transactions?
Can I set up UPI AutoPay using my UPI Credit Card?
Learn More About UPI Credit Card
