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Pay Next Month

Activating your Credit Line

• Open the Kiwi app and tap 'Activate Credit Line' on the home screen
• Enter the first 6 digits of your Aadhaar card
• Enter the OTP sent by the bank
• Set your MPIN (enter twice to confirm) and your credit line is now active

Making Payments

• Use your activated credit line for UPI payments on all enabled UPI merchants via the Kiwi app
• Your credit line is virtual, so no physical card is issued
• Cash withdrawal is not supported

Viewing Statements

• Go to Credit Line Management on the Kiwi homepage
• Tap 'Past Bills' and select the desired month
• Statements are also sent to your registered email address

Paying Your Bill

• Pay outstanding dues via any UPI ID linked to other bank accounts directly on the Kiwi app
• Option to pay the Minimum Amount Due to protect your credit score

Managing your Credit Limit

• Credit limit is determined by income, credit history, and obligations
• Available limit = Total limit minus amount due minus unbilled purchases minus outstanding loan balances
• To request a limit increase, contact Yes Bank after a few months of usage
• In-app limit upgrades are not currently supported

Closing Your Account

• Go to Profile → Need Help on the Kiwi homepage
• Raise a ticket for Kiwi Postpaid account closure and provide the reason
• Closure is not possible if you have pending dues, active loans, or open disputes