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Valentine's Day 2025 Offer 2 - 14th - 28th February, 2025

Prize: On completing 5 transactions of ₹100 and above between 00:00:00 am on 14th February 2025 and 11:59:59pm on 28th February 2025, get Rs 150 Cashback rewards.

Transaction 1 - Get Rs 20 instant Cashback

Transaction 2 - Get Rs 20 instant Cashback

Transaction 3 - Get Rs 20 instant Cashback

Transaction 4 - Get Rs 20 instant Cashback

Transaction 5 - Get Rs 20 instant Cashback + Rs 50 Bonus reward credited by March 10th 2025.

Eligibility

Select users are eligible for the offer program, as communicated via mobile app/ whatsapp/ push notification
Offer is applicable to customers who make 5 transactions, each of ₹100 and above during the offer period
Cashback on first transaction - Rs 20
Cashback on second transaction - Rs 20
Cashback on third transaction - Rs 20
Cashback on fourth transaction - Rs 20
Cashback on fifth transaction - Rs 20
Bonus Cashback for completing all transactions - Rs 50
Offer is valid only on one transaction per day / Only one transaction per day can be considered for the offer/Only one transaction/day will be eligible for reward.
Valid only on YES Bank Klick Credit Card and Axis Bank Kwik Credit Card transactions on the Kiwi platform.
Reward will be won in the form of “Kiwis”, and 4 Kiwis equal ₹1.
Users will get the default rewards i.e. 2 Kiwis for every Rs. 50 for Scan & pay and 1 Kiwi for every Rs. 50 on Online Transactions on every successful transaction immediately upon completion of successful transaction

User spends in the below merchant categories will be excluded from the offer milestone calculation. If a transaction falls under an excluded category, it will not be considered towards the required 5 transactions. The user will still have the opportunity to complete 5 valid transactions within the offer period to qualify for cashback.

Category	Details	Merchant Codes
Agricultural Services	Agricultural Services, Cooperatives	0763, 0820–0825
Horticultural & Vet	Horticultural, Landscaping, Veterinary Services	0742–0744, 0780
Business Services	Auto Rentals, Repairs, Paint Shops	7512, 7523, 7531, 7535, 7538
Government Services	Tax Payments, Court Costs, Postal Services, Fines	9211, 9222, 9223, 9311, 9399, 9400, 9402, 9405,
Professional Services	Legal, Accounting, Educational Institutions	8111, 8931, 8220, 8241, 8299
Retail Services	Auto Dealers, Fuel Stations, Jewelry, Petroleum	5094,5172, 5511, 5531–5533, 5541, 5542
Transportation	Bridge Fees, Tolls, Misc. Services	4784, 4789
Utilities	Cable, Telecom, Electricity, Water	4812, 4814, 4900
Miscellaneous	Jewelry Stores, Fuel Dealers, Insurance, Real Estate	5944, 5983, 6300,6399, 6513

For category classification, Kiwi will rely on the merchant category code received by Kiwi during the transaction
Customer eligibility for the offer is at the sole discretion of Kiwi, and Kiwi reserves the right to disqualify any Customer, who does not meet the offer requirements or for reasons including, but not limited to, misuse or fraud or suspicious transaction/activity, any legal requirement or applicable rules and regulations.
In case of a dispute, the final decision lies with the Kiwi.
Customers selected are at the sole discretion of Kiwi.
Nothing contained herein shall be construed as a binding obligation on Kiwi to continue the offer.
Participation in any offer is completely voluntary. Users may choose to not participate in any offer. Kiwi does not guarantee any prize to any winner.
Kiwi is not responsible for any tax implications on the User from their participation in any offer. Users should obtain independent tax advice before entering any offer.
We also reserve the right to discontinue the Kiwi Rewards without assigning any reasons or without any prior intimation whatsoever. Nothing contained herein shall amount to a commitment or representation by us to continue the “Kiwis” Rewards.
Please find the link to access the full terms and conditions of the Kiwi Rewards Policy: https://gokiwi.in/rewards-policy-v2/