TMC Brand voucher for New Credit Card customers - 25th June till 15th July 2025

Offer: Apply for a UPI Credit Card on Kiwi and get a Rs 500 voucher of The Man Company on first successful transaction before 15-July-2025

1. Eligibility
   1. The TMC voucher offer is exclusively for:
      1. customers who have received the offer communication via a push notification or whatsapp on 25-June-2025
      2. customers who apply for and receive a YES Bank Klick Credit Card
      3. customers who make their first successful transaction using the credit card for a minimum amount of Rs. 299 before 15-July-2025
   2. Winners of the offer will win The Man Company Voucher of ₹500 redeemable on their app and website - https://www.themancompany.com/ upon minimum spends of Rs 1500 at The Man Company
   3. Rewards under the offer will be sent to winners by 31st July 2025 in an Email
   4. The voucher will be valid till 31-Dec-2025
   5. The offer is limited to once per customer
   6. Kiwi reserves the right to determine cardholders' eligibility for the offer and to disqualify any cardholder who fails to meet the offer requirements or is suspected of misusing rewards, engaging in fraud, participating in suspicious transactions/activities, or violating fair usage of credit cards, legal requirements, or applicable rules and regulations
   7. The offer shall be valid only on successful transactions via the Kiwi platform and transactions where refund has been initiated will not be considered for the offer
   8. In case Kiwi learns that a cardholder is involved in malpractices relating to refund, Kiwi shall disqualify such cardholders from all further offers/ programs and benefits provided by Kiwi
2. Cardholder spends in the below merchant categories will be excluded from the offer milestone calculation:

   Category	Details	Merchant Codes
   Agricultural Services	Agricultural Services, Cooperatives	0763, 0820, 0821, 0822, 0823, 0824, 0825
   Horticultural & Vet	Horticultural, Landscaping, Veterinary Services	0742, 0743, 0744, 0780
   Business Services	Auto Rentals, Repairs, Paint Shops, Jewelry and Watch Repair Shops	7512, 7523, 7531, 7535, 7538, 7631
   Government Services	Tax Payments, Court Costs, Postal Services, Fines	9211, 9222, 9223, 9311, 9399, 9400, 9402, 9405, 9311, 9700, 9701, 9702, 9751, 9754, 9950
   Marketing & Advertising	Direct Marketing & Advertising	5960, 5962, 5964, 5965, 5967, 5968, 5969, 7311
   Professional Services	Legal, Accounting, Educational Institutions	8111, 8931, 8220, 8241, 8299, 8675, 8211, 8249, 8241, 8244
   Retail Services	Auto Dealers, Fuel Stations, Jewelry, Petroleum	5094,5172, 5451, 5511, 5521, 5531, 5532, 5533, 5541, 5542, 5599
   Transportation	Bridge Fees, Tolls, Misc. Services	4784, 4789
   Utilities	Cable, Telecom, Electricity, Water	4812, 4813, 4814, 4816, 4821, 4829, 4899, 4900
   Miscellaneous	Jewelry Stores, Fuel Dealers, Financial Institutions, Insurance, Real Estate	5944, 5960, 5983, 6011, 6012, 6051, 6300, 6381, 6399, 6513, 6529, 6540

3. For category and merchant classification, Kiwi will rely on the merchant category code/other information received by Kiwi during the transaction.
4. Customer eligibility for the offer is at the sole discretion of Kiwi, and Kiwi reserves the right to disqualify any Customer, who does not meet the offer requirements or for reasons including, but not limited to, misuse or fraud or suspicious transaction/activity, any legal requirement or applicable rules and regulations.
5. In case of a dispute, the final decision lies with the Kiwi.
6. Customers selected are at the sole discretion of Kiwi.
7. Nothing contained herein shall be construed as a binding obligation on Kiwi to continue the offer.
8. Participation in any offer is completely voluntary. Users may choose to not participate in any offer. Kiwi does not guarantee any prize to any winner.
9. Kiwi is not responsible for any tax implications on the User from their participation in any offer. Users should obtain independent tax advice before entering any offer.
10. We also reserve the right to discontinue the Kiwi Rewards without assigning any reasons or without any prior intimation whatsoever. Nothing contained herein shall amount to a commitment or representation by us to continue the "Kiwis" Rewards.
11. Please find the link to access the full terms and conditions of the Kiwi Rewards Policy: https://gokiwi.in/rewards-policy-v2/