KLICK Welcome Offer - January, 2025

Prize: On completing 3 transactions of ₹100 and above between 00:00:00 am on 25th January 2025 and 11:59:59pm on 31st January 2025. Get Rs 10 instant Cashback rewards on first transaction, Rs 15 instant Cashback rewards on second transaction and Rs 25 instant Cashback rewards on third transaction.

1. Eligibility
   1. Select users are eligible for the offer program, as communicated via mobile app/ whatsapp/ push notification
   2. Offer is applicable to customers who make first 3 transactions of ₹100 and above during the offer period
      
      

      Cashback on first transaction - Rs 10

      Cashback on second transaction - Rs 15

      Cashback on third transaction - Rs 25

      
      
   3. Valid only on Yes Bank Klick Credit Card transactions on the Kiwi platform.
   4. Reward will be won in the form of “Kiwis”, and 4 Kiwis equal ₹1.
   5. Users will get the default rewards i.e. 2 Kiwis for every Rs. 50 for Scan & Pay and 1 Kiwi for every Rs. 50 on Online Transactions on every successful transaction immediately upon completion of successful transaction
   6. Incremental rewards of 8 Kiwis for every Rs. 50 for Scan & Pay and 4 Kiwis for every Rs. 50 on Online Transactions will be credited within 3 working days from the end of the campaign date.
   7. Overall Cashback capped at Rs. 50 (200 Kiwis) per user for the offer
2. User spends in the below merchant categories will be excluded from the offer milestone calculation:
   1. Repayments
   2. Fuel
   3. Jewellery
   4. Cash Withdrawal
   5. Wallet Load
   6. Insurance
   7. Education
   8. Government Services
   9. Rent
   10. Utilities
   11. EMI
   12. Purchases converted to EMI Post-Facto
   13. Payment of Card Fees & Other Charges
   14. Service Stations
3. For category classification, Kiwi will rely on the merchant category code received by Kiwi during the transaction
4. Customer eligibility for the offer is at the sole discretion of Kiwi, and Kiwi reserves the right to disqualify any Customer, who does not meet the offer requirements or for reasons including, but not limited to, misuse or fraud or suspicious transaction/activity, any legal requirement or applicable rules and regulations.
5. In case of a dispute, the final decision lies with the Kiwi.
6. Customers selected are at the sole discretion of Kiwi.
7. Nothing contained herein shall be construed as a binding obligation on Kiwi to continue the offer.
8. Participation in any offer is completely voluntary. Users may choose to not participate in any offer. Kiwi does not guarantee any prize to any winner.
9. Kiwi is not responsible for any tax implications on the User from their participation in any offer. Users should obtain independent tax advice before entering any offer.
10. We also reserve the right to discontinue the Kiwi Rewards without assigning any reasons or without any prior intimation whatsoever. Nothing contained herein shall amount to a commitment or representation by us to continue the “Kiwis” Rewards.
11. Please find the link to access the full terms and conditions of the Kiwi Rewards Policy: https://gokiwi.in/rewards-policy-v2/