Enjoy the Power of Credit on UPI – Fast, Rewarding, Easy
Introduction
RuPay Credit Card via Kiwi empowers you with the flexibility of credit and the convenience of UPI. Link your RuPay card via Kiwi to the Kiwi app and enjoy seamless merchant payments—without needing a POS card swipe or entering CVV.
Key Benefits
Kiwi - India's Best RuPay Credit Card
1.5% flat cashback on everyday/daily UPI payments.
Cashback goes directly into the bank account
Lifetime free card - no joining fees, no annual fees.
You also get 3 complimentary lounge accesses with Kiwi Neon membership
It can be upgraded to a paid membership to get 5% cashback on UPI payments. Membership costs 999/- + GST. If you spend 1.5L annually (which anyone usually does), you save 7,500 directly in your bank account.
How it Works
Step 1: Apply for Your UPI Credit Card on GoKiwi
Step 2: Get Instant Digital Access
Step 3: Link Your Credit Card to a UPI App
Step 4: Pay with Credit via UPI
Step 5: Track, Pay, and Earn – All on GoKiwi
Ratings & Reviews
4.8/5 on Google Reviews
4.6 on Glassdoor & Facebook customer feedback
Testimonials
"Linking and paying via RuPay credit card on UPI was effortless. Love the cashback!"
– Aarya K.
"All spends show up under my card, and I earn reward points just like any credit transaction."
– Rahul S.
"Linking and paying via RuPay credit card on UPI was effortless. Love the cashback!"
– Aarya K.
"All spends show up under my card, and I earn reward points just like any credit transaction."
– Rahul S.
FAQs
What is a RuPay Credit Card?
Is there a fee to use a RuPay Credit Card on UPI?
What are the eligibility criteria to apply for a RuPay Credit Card?
How do I apply for a RuPay Credit Card via GoKiwi?
Can I earn reward points or cashback on RuPay Credit Card transactions?