Kiwi Powerpay

Offer: On completing a successful transaction of the exact value that matches the winning score of Kiwi Powerpay, get 100% cashback in the form of “Kiwis” for the same transaction.

1. Eligibility:
   1. Only users who opt to join the offer program via WhatsApp, Push Notification, Email, Reward Tile on Kiwi’s homepage for the offer or Kiwi’s Instagram Page will be eligible for the offer. Customer can opt for the offer through one of the following routes:
      1. Respond to our offer communication by clicking on the “Activate Now” option on WhatsApp
      2. Respond to the push notification
      3. Click on the designated reward tile for the offer on the homepage and click on the send button after getting redirected to WhatsApp.
   2. Offer is applicable only on transactions done between 00:00:00 am and 7:00:00 pm on weekdays (Monday, Tuesday, Wednesday, Thursday, Friday) and between 00:00:00 am and 2:00:00 pm on weekends (Saturday & Sunday) from 22nd March 2024 to 7th April 2024.
   3. Offer is valid only on one transaction of the exact value as the winning score of Kiwi Powerpay per user per day.
   4. Valid only on online transactions done on the same day as the Kiwi Powerpay match using a Rupay Credit Card on the Kiwi platform.
   5. Reward will be won in the form of “Kiwis”, and 4 Kiwis equal
   6. Reward will be credited by 11:59:00 pm of the next working day of the match.
   7. Users will get the default rewards i.e., 2 Kiwis for every Rs. 50 for Scan & Pay and 1 Kiwi for every Rs. 50 on Online Transactions on every successful transaction immediately upon completion of successful transaction
2. User spends in the below merchant categories will be excluded from the offer milestone calculation
   1. Repayments
   2. Fuel & Service stations
   3. Jewellery
   4. Cash Withdrawal
   5. Wallet Load
   6. Insurance
   7. Education
   8. Government Services
   9. Rent
   10. Utilities
   11. EMI
   12. Purchases converted to EMI Post-Facto
   13. Payment of Card Fees & Other Charges
3. For category classification, Kiwi will rely on the merchant category code received by Kiwi during the transaction.
4. Customer eligibility for the offer is at the sole discretion of Kiwi, and Kiwi reserves the right to disqualify any Customer, who does not meet the offer requirements or for reasons including, but not limited to, misuse or fraud or suspicious transaction/activity, any legal requirement or applicable rules and regulations.
5. In case of a dispute, the final decision lies with the Kiwi.
6. Nothing contained herein shall be construed as a binding obligation on Kiwi to continue the offer
7. Participation in any offer is completely voluntary. Users may choose to not participate in any offer. Kiwi does not guarantee any prize to any winner.
8. Kiwi is not responsible for any tax implications on the User from their participation in any offer. Users should obtain independent tax advice before entering any offer.
9. The Customer shall not hold the Company responsible for any actions, claims, demands, liabilities, losses, damages, costs, charges or expenses, which a Customer incurs, in normal course of availing the “Kiwis” Rewards.
10. We also reserve the right to discontinue the Kiwi Rewards without assigning any reasons or without any prior intimation whatsoever. Nothing contained herein shall amount to a commitment or representation by us to continue the “Kiwis” Rewards