Unified Payments Interface (UPI) has transformed how India pays, but with increasing volumes and rising security concerns, the National Payments Corporation of India (NPCI) is introducing important structural changes effective August 1, 2025. These updates aim to make UPI more secure, stable, and efficient for all users. Here’s a breakdown of the new rules and […]

Tariffs. You’ve probably heard the word on the news or read about it online, especially in the context of trade wars between countries. But what exactly are tariffs? And how are they affecting India right now in 2025? Let’s break it down so that anyone—student, working professional, or curious reader—can understand what’s happening and why […]

In 2025, UPI is everywhere—from tea stalls to petrol pumps. But with the rise of UPI-enabled credit cards, there’s growing curiosity and confusion around one critical question: Will using a credit card on UPI hurt my credit score? Let’s dive into this topic and clear the air once and for all. What Is a UPI […]

Updated for 2026 The Indian payments landscape has dramatically shifted in 2026. Unified Payments Interface (UPI) has not only disrupted cash but is also fundamentally changing how Indians interact with debit and credit cards. A much-asked question this year is: “Is UPI killing debit cards?” Let’s dive into the latest data and trends with a […]

Filing an Income Tax Return (ITR) is a legal duty in India. It is also a smart financial habit. By 2026, ITR filing is fully digital. Forms are smarter. Checks are tighter. Defaults are fewer — if you file correctly. Here is a clear, updated guide for FY 2025–26 (AY 2026–27). ITR Filing in 2026: […]

Unified Payments Interface (UPI) has witnessed record growth in India, leading the National Payments Corporation of India (NPCI) to introduce several policy changes effective August 1, 2025. These updates are designed to improve system reliability, security, and efficiency—especially during times of high usage. Here’s a summary of the critical changes every UPI user should know: […]

Indian consumers increasingly face the choice between modern digital credit solutions like UPI-enabled Credit Cards and the rising payment method, Buy Now, Pay Later (BNPL). Both have gained immense popularity for their convenience, but they serve different financial needs and come with their own advantages and risks. This blog discusses UPI Credit Card vs BNPL, […]

In India’s evolving digital landscape, linking your Aadhaar with your PAN (Permanent Account Number) card has become not just a regulatory requirement but a cornerstone of streamlined financial management. This mandatory process, introduced under Section 139AA of the Income Tax Act, represents a significant step toward transparency in the Indian tax system. Whether you’re a […]

In India’s dynamic fintech landscape, UPI-linked credit cards are transforming everyday spending into rewarding experiences. This blog pits the innovative Kiwi Credit Card against the HDFC Bank UPI Credit Card in a creative face-off, like a nimble startup challenger versus a banking heavyweight. We’ll compare their features based on reliable sources, ensuring accuracy without misinformation.Note: […]