I wanted to know if a week of work travel could run on nothing but QRs. Not the big malls with polished counters—real stops: breakfasts, chemists, salons, small cafés, corner stores. Kiwi provides a RuPay Credit Card that you can link to UPI in the Kiwi app and use for transactions. I’d used credit cards […]

On the 25th of most months I’d send the same sheepish message: “Can I borrow 2k till salary?” I wasn’t overspending on big things; it was the small, constant ones—chai after a walk, paracetamol from the chemist, tomatoes from the cart downstairs. I paid almost everything via UPI from my savings account, so the outflow […]

Why your UPI Credit Card sometimes won’t go through at a merchant QR—and how to resolve it quickly. First, a quick refresher With Kiwi, you get a RuPay Credit Card that you can link to UPI in the Kiwi app and use to scan standard UPI QRs and pay via credit—no POS machine needed. Acceptance […]

Understand the difference between statement date and due date so your UPI Credit Card works harder without costing you interest. What’s the “statement date”? Your statement (or billing) date is when the card issuer closes the month’s transactions and generates your bill. Everything you spend up to this date appears on that statement. What’s the […]

The future of UPI credit cards in India in 2025 is marked by rapid innovation, accelerated adoption, and significant shifts in consumer behavior and the payment ecosystem. Here are the core trends and developments to watch: 1. UPI-Credit Card Integration: The Gamechanger 2. Fastest Growth in Digital Payments 3. Democratisation of Credit Access 4. Industry […]

When Gaurav booked his first trip to Japan, he packed his suitcase with the usual travel essentials — clothes, camera, passport — and his shiny new RuPay credit card. He’d heard that RuPay now works abroad, but he wasn’t entirely sure what that meant in practice. Could he really tap his card in Tokyo’s busy […]

If you’re exploring credit card options in India, you’ve probably come across the term RuPay credit card quite a few times. But is it really worth your attention? The short answer — yes. Whether you want the best RuPay credit card for rewards, a UPI credit card for convenience, or a low-fee option for everyday […]

It all started with Rohan. Three years ago, he got his first credit card for groceries and online shopping. Then came a travel card (hello, lounge access) and a fuel card. Before he knew it, five shiny cards lived in his wallet. Some friends called it smart. Others called it risky. Who was right? As […]

Unified Payments Interface (UPI) has transformed how India pays, but with increasing volumes and rising security concerns, the National Payments Corporation of India (NPCI) is introducing important structural changes effective August 1, 2025. These updates aim to make UPI more secure, stable, and efficient for all users. Here’s a breakdown of the new rules and […]