Credit card spending in India has reached new heights in 2025. Rapid urbanization, digital adoption, and rising incomes have fueled this surge. The growth is not limited to metro cities anymore. Tier-2 and Tier-3 cities are now key players in the credit card market. Let’s dive into the numbers and trends shaping India’s top credit […]

Credit Card Trends : Growth in Card Numbers and Spending The credit card market in India reached about 108 million active cards by December 2024. That count doubled from roughly 54 million in 2019.The number of credit card transactions per month hit around 430 million in January 2025, up ~31 % year‑over‑year, but down 1 % from December via seasonal dip […]

Introduction Credit cards make life easier, but they also come with risks. Cybercriminals are getting smarter every day. Even if you’re careful, your credit card number can fall into the wrong hands. The faster you catch the signs of a breach, the less damage you’ll face. Wondering how to spot trouble? Here are the top […]

India has advanced from having to wait in large lines to pay bills to being able to do transactions by only scanning a QR code. The widespread use of UPI (Unified Payments Interface), which has completely changed the way we manage money, has been one of the most significant changes. The UPI Credit Card is […]

Safety is the main priority when you are traveling internationally. In fact, an excellent way to ensure your safety traveling abroad is by utilizing a credit card, simply because they come with so many safety features that can protect the traveller, and in turn will protect them from fraud, theft, and lost finances. In this […]

In today’s digital-first world, credit cards have evolved beyond being just a tool for borrowing money. They offer convenience, rewards, security, and seamless integration with online platforms. One such card making waves in the Indian market is the RuPay Credit Card — India’s homegrown card network. With its growing popularity and wide range of features, […]

Travelling to other countries can be an exciting experience, but it can also be quite expensive. There are costs associated with flights, lodging, meals, and activities that can add up quickly. A great way to mitigate and minimise these expenses is to use credit cards designed for use abroad. While there are a number of […]

Having a higher credit card limit can be an effective financial option to work with when managing your spending, as well as helping you keep your credit utilisation low. It can give you more buying power, and it can help you have a safety net in case of emergencies.   In this blog, we are looking […]

Credit cards have become extremely helpful for travellers because there are several features offerings that translate into value for domestic travel in India. Credit cards can be very opportunistic—whether through rewards or different features—there are several ways credit cards can be helpful. Here is an overview of the top 5 reasons credit cards might be […]