UPI credit cards are no longer an experiment. In 2026, they will become infrastructure. What started as a feature is now reshaping how India pays, borrows, and manages daily spending. Here are the key trends defining UPI credit cards in 2026. 1. UPI + Credit Cards Are Now a Default Use Case RuPay credit cards […]

India’s credit card spending is still rising fast. In 2025 and into 2026, spending hit new highs and showed strong demand across sectors. New Peaks in Credit Card Spending In September 2025, Indians spent a record ₹2.17 lakh crore on credit cards in a single month — the highest ever recorded — driven by festive […]

India’s borrowing story keeps evolving. The numbers show growth, but also a shift in how households borrow and manage credit. The Big Picture: Credit Is Still Expanding While official totals for outstanding credit in 2025/26 are still being finalised, bank lending growth is projected to be strong in 2026, with models estimating loan growth of […]

In 2026, UPI remains India’s preferred way to pay — from tea stalls to big stores. Now, users can pay via credit cards on UPI instead of using savings accounts.AU Small Finance Bank issues RuPay credit cards that can be linked to UPI apps. These cards make everyday payments rewarding, flexible, and simple. But which […]

In 2026, India’s payment landscape has shifted dramatically. UPI is now the dominant way people pay in daily life — from local kiranas to large retail stores. The introduction of credit cards on UPI has changed that. And AU Small Finance Bank is among the banks leading this transformation by issuing RuPay credit cards built […]

In India’s fast-evolving payment landscape, UPI has become the preferred choice for everyday transactions. For years, UPI was linked only to bank accounts. But today, users can pay with credit cards on UPI — and AU Small Finance Bank’s offerings are leading this trend.What makes UPI credit cards issued by AU Small Finance Bank different […]

UPI has changed how India pays. Now, with credit cards joining UPI, you can earn cashback on your daily spending without changing your habits. But most people still don’t know how to use UPI credit cards smartly. This guide gives you simple, practical tips to get the highest cashback every month. 1. Choose the Right […]

Paying monthly bills should be simple. But with so many payment options today, most people get confused between using a credit card or setting up UPI AutoPay. Both are fast. Both are digital. But they work very differently when it comes to rewards, charges, and convenience. This 2026 guide helps you understand which option gives […]

UPI has become India’s most used payment method. From tea stalls to fuel pumps, QR-based payments are everywhere. In 2026, users want more than convenience. They want rewards on daily UPI spending. This demand has brought credit cards into the UPI ecosystem. Among issuers, YES Bank stands out for offering RuPay credit cards that support […]