In 2025, UPI is everywhere—from tea stalls to petrol pumps. But with the rise of UPI-enabled credit cards, there’s growing curiosity and confusion around one critical question: Will using a credit card on UPI hurt my credit score? Let’s dive into this topic and clear the air once and for all. What Is a UPI […]

The Indian payments landscape has dramatically shifted in 2025. Unified Payments Interface (UPI) has not only disrupted cash but is also fundamentally changing how Indians interact with debit and credit cards. A much-asked question this year is: “Is UPI killing debit cards?” Let’s dive into the latest data and trends with a focus on UPI […]

Filing an Income Tax Return (ITR) is a legal obligation for taxpayers in India and an essential financial responsibility. The process has seen significant digital upgrades, regulatory changes, and extended deadlines in the 2025 assessment year. Here’s an up-to-date, step-by-step guide to help you navigate ITR filing for FY 2024-25 (AY 2025-26). Key Updates for […]

Unified Payments Interface (UPI) has witnessed record growth in India, leading the National Payments Corporation of India (NPCI) to introduce several policy changes effective August 1, 2025. These updates are designed to improve system reliability, security, and efficiency—especially during times of high usage. Here’s a summary of the critical changes every UPI user should know: […]

In 2025, Indian consumers increasingly face the choice between modern digital credit solutions like UPI-enabled Credit Cards and the rising payment method, Buy Now, Pay Later (BNPL). Both have gained immense popularity for their convenience, but they serve different financial needs and come with their own advantages and risks. This blog discuss UPI Credit Card […]

In India’s evolving digital landscape, linking your Aadhaar with your PAN (Permanent Account Number) card has become not just a regulatory requirement but a cornerstone of streamlined financial management. This mandatory process, introduced under Section 139AA of the Income Tax Act, represents a significant step toward transparency in the Indian tax system. Whether you’re a […]

In India’s dynamic fintech landscape, UPI-linked credit cards are transforming everyday spending into rewarding experiences. This blog pits the innovative Kiwi Credit Card against the HDFC Bank UPI Credit Card in a creative face-off, like a nimble startup challenger versus a banking heavyweight. We’ll compare their features based on reliable sources, ensuring accuracy without misinformation.Note: […]

In the ever-evolving world of digital payments in India, UPI has become a game-changer, and linking it with credit cards takes convenience to the next level. Today, we’re diving into a fun, side-by-side comparison between the Credit Card via Kiwi (a seamless UPI-linked credit option) and the SBI UPI Credit Card (specifically the SimplySAVE variant). […]

As India continues to lead the world in digital payments, UPI-linked credit cards have emerged as a game-changing solution — combining the convenience of UPI with the power of credit cards. Two such standout options in the market are the Kiwi UPI Credit Card and the Axis Bank SuperMoney RuPay Credit Card. But which one […]