2% cashback – April 2024

2% cashback on all Scan & Pay transactions from 20th April to 30th April 2024, using Axis Bank Kwik Credit Card

1. Eligibility
1. Only users who opt to join the offer program via WhatsApp, Push Notifications or Reward Tile on Kiwi’s homepage for the offer will be eligible for the offer. Customer can opt for the offer through one of the following routes:
1. Respond to our offer communication by clicking on the “Activate Now” option on WhatsApp
2. Respond to the push notification
3. Click on the designated reward tile for the offer on the homepage and click on the send button after getting redirected to WhatsApp
2. Users can opt in between 00:00:00 am, 17th April 2024 and 11:59:00 pm on 19th April 2024.
3. Valid only on successful transactions done using Axis Bank Kwik Card on the Kiwi platform.
4. Reward will be earned in the form of “Kiwis”, and 4 Kiwis equal 1.
5. “Kiwis” for every Rs 50 spent on the card – “Kiwis” are calculated on multipliers of Rs 50/- i.e.
   1. Transaction of Rs 100/- - 8 “Kiwis” earned.
   2. Transaction of Rs 75/- - 4 “Kiwis” earned.
   3. Transaction of Rs 175/- - 12 “Kiwis” earned.
6. 2X “Kiwis” on Scan and Pay transactions. i.e. Customer earns 4 “Kiwis” for Every Rs 50 spent on the card by Scanning a UPI QR.
7. The 2% cashback will be capped to the regular monthly cap on “Kiwis”, i.e. 1% of the total credit limit on the card.
2. User spends in the below merchant categories will be excluded from the offer milestone calculation
   1. Repayments
   2. Fuel
   3. Jewellery
   4. Cash Withdrawal
   5. Wallet Load
   6. Insurance
   7. Education
   8. Government Services
   9. Rent
   10. Utilities
   11. EMI
   12. Purchases converted to EMI Post-Facto
   13. Payment of Card Fees & Other Charges
   14. Service Stations
3. The Category of the merchants will be defined by the Merchant category code received by us in the transaction.
4. Customer eligibility for the offer is at the sole discretion of Kiwi, and Kiwi reserves the right to disqualify any Customer/ transaction, who/that does not meet the offer requirements or for reasons including, but not limited to, misuse or fraud or suspicious transaction/activity, any legal requirement or applicable rules and regulations.
5. In case of a dispute, the final decision lies with the Kiwi.
6. Nothing contained herein shall be construed as a binding obligation on Kiwi to continue the offer.
7. Participation in any offer is completely voluntary. Users may choose to not participate in any offer. Kiwi does not guarantee any prize to any winner.
8. Kiwi is not responsible for any tax implications on the User from their participation in any offer. Users should obtain independent tax advice before entering any offer.
9. The Customer shall not hold the Company responsible for any actions, claims, demands, liabilities, losses, damages, costs, charges or expenses, which a Customer incurs, in the normal course of availing the “Kiwis” Rewards.
10. We also reserve the right to discontinue the Kiwi Rewards without assigning any reasons or without any prior intimation whatsoever. Nothing contained herein shall amount to a commitment or representation by us to continue the “Kiwis” Rewards.