{"id":796,"date":"2026-07-15T09:07:52","date_gmt":"2026-07-15T09:07:52","guid":{"rendered":"https:\/\/gokiwi.in\/blog\/?p=796"},"modified":"2026-07-15T09:15:50","modified_gmt":"2026-07-15T09:15:50","slug":"best-credit-card-for-international-travel","status":"publish","type":"post","link":"https:\/\/gokiwi.in\/blog\/best-credit-card-for-international-travel\/","title":{"rendered":"Best Credit Card for International Travel in India"},"content":{"rendered":"\n<p>The best credit card for international travel can help Indian travellers save on forex markup, earn better rewards, and make airport journeys smoother. But the right card is not the same for everyone. A student taking one overseas trip, a family planning an annual holiday, and a frequent flyer who books premium hotels will need very different cards.<\/p>\n\n\n\n<p>This guide compares strong travel credit card options in India by practical use case: low forex markup, premium lounge access, air miles, hotel stays, and simple travel booking rewards. It also explains the fees that matter most, so you can choose a card that fits your actual travel pattern instead of chasing a benefit you may never use.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Quick Comparison: Best Credit Cards for International Travel<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Credit card<\/th><th>Best suited for<\/th><th>Forex markup<\/th><th>Key travel benefit<\/th><th>Watch out for<\/th><\/tr><\/thead><tbody><tr><td>HDFC Bank Infinia Metal Credit Card<\/td><td>Premium travellers who want luxury benefits<\/td><td>Check the latest HDFC fee schedule<\/td><td>Unlimited global airport lounge access and 5 Reward Points per \u20b9150<\/td><td>Invite-only card with high eligibility bar<\/td><\/tr><tr><td>HDFC Diners Club Black Metal Edition<\/td><td>High spenders who value Reward Points and lounge access<\/td><td>Commonly listed at 2%<\/td><td>Strong travel redemption value and premium lounge benefits<\/td><td>Diners acceptance can vary outside India<\/td><\/tr><tr><td>Axis Bank Atlas Credit Card<\/td><td>Travellers who want airline and hotel transfer partners<\/td><td>3.5%<\/td><td>EDGE Miles on eligible travel spends and tier-based travel benefits<\/td><td>Forex fee is not low, so rewards must justify usage abroad<\/td><\/tr><tr><td>RBL Bank World Safari Credit Card<\/td><td>Users who want zero forex markup<\/td><td>0%<\/td><td>Foreign currency transactions without issuer forex markup<\/td><td>Annual fee and reward value should be checked against trip frequency<\/td><\/tr><tr><td>ixigo AU Credit Card<\/td><td>Budget-conscious travellers who book flights, hotels and trains<\/td><td>0%<\/td><td>Zero forex markup, ixigo benefits, lounge access<\/td><td>Lounge and reward terms can change<\/td><\/tr><tr><td>MakeMyTrip ICICI Bank Credit Card<\/td><td>MakeMyTrip users<\/td><td>0.99%<\/td><td>myCash on MakeMyTrip bookings and low forex markup<\/td><td>Best value is tied to MakeMyTrip usage<\/td><\/tr><tr><td>IDFC FIRST Mayura Credit Card<\/td><td>Premium users who want zero forex with lifestyle benefits<\/td><td>0%<\/td><td>Metal card, lounge access and travel rewards<\/td><td>Higher joining and annual fee<\/td><\/tr><tr><td>IDFC FIRST WOW! Credit Card<\/td><td>FD-backed card seekers and first-time users<\/td><td>0%<\/td><td>Zero forex markup with FD-backed eligibility<\/td><td>Requires a fixed deposit<\/td><\/tr><tr><td>HSBC TravelOne Credit Card<\/td><td>Travellers who want flexible air mile conversion<\/td><td>Check latest HSBC fee schedule<\/td><td>4 Reward Points per \u20b9100 on flights, travel aggregators and foreign currency spends<\/td><td>Forex markup can reduce value unless rewards offset it<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><br>Planning your trip somewhere in India too? The UPI Credit Card offered through Kiwi can be a smart add-on for eligible users who want to scan and pay at Indian merchants using credit. Apply through the Kiwi app, get quick access to your digital card upon approval, and use it for everyday QR payments such as dining, groceries, shopping and utility bills before or after your trip. The card issued depends on your credit score and partner bank requirements.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Choose the Right International Travel Credit Card<\/strong><\/h2>\n\n\n\n<p>Before comparing card names, decide what you want the card to do. A credit card for international travel usually solves one or more of these needs:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lower the cost of foreign currency transactions<\/li>\n\n\n\n<li>Give airport lounge access before long flights<\/li>\n\n\n\n<li>Earn Reward Points, miles or cashback on travel spends<\/li>\n\n\n\n<li>Offer hotel, flight or travel platform benefits<\/li>\n\n\n\n<li>Provide backup payment access if your debit card or forex card fails<\/li>\n\n\n\n<li>Give app-based control, card blocking and transaction visibility<\/li>\n<\/ul>\n\n\n\n<p>The best choice depends on your travel frequency and spending style. If you travel abroad once a year, a zero-forex or low-fee card may matter more than luxury hotel status. If you travel every month, airport lounge access, transfer partners and milestone benefits can become more valuable. If you book most trips through one platform, a co-branded travel card can make sense.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Fees Matter Most When You Spend Abroad?<\/strong><\/h2>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Forex markup<\/strong><\/h3>\n\n\n\n<p>Forex markup is the extra percentage charged on foreign currency transactions. Many Indian credit cards charge around 2% to 3.5%, plus applicable taxes. A card with 0% or 0.99% forex markup can save money if you spend heavily abroad.<\/p>\n\n\n\n<p>However, zero forex does not automatically make a card the best. You should still check the annual fee, reward rate, card network acceptance, ATM charges, and whether the card gives benefits you will actually use.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Cash withdrawal charges<\/strong><\/h3>\n\n\n\n<p>Using a credit card to withdraw cash abroad can be expensive. Cash advances usually attract a fee and interest charges may start immediately. For most travellers, a credit card should be used for purchases, not ATM withdrawals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Dynamic currency conversion<\/strong><\/h3>\n\n\n\n<p>When a merchant abroad asks whether you want to pay in INR or the local currency, paying in local currency is usually better. INR billing through dynamic currency conversion can include a poor exchange rate or extra markup from the merchant side.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Annual fee<\/strong><\/h3>\n\n\n\n<p>A high-fee travel card can be worth it only if you use the benefits. Count the value of lounge visits, hotel benefits, miles, vouchers and fee waivers realistically. If you will not use them, a lower-fee card may be better.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Travel Card Picks by Use Case<\/strong><\/h2>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. HDFC Bank Infinia Metal Credit Card: For Premium Travel Benefits<\/strong><\/h3>\n\n\n\n<p>HDFC Bank Infinia Metal Credit Card is suited to premium travellers who want luxury benefits, strong Reward Point earning, concierge access and airport lounge privileges. HDFC lists Infinia as an invite-only card, so it is not the easiest card to get.<\/p>\n\n\n\n<p>It can work well for travellers who already have high spends and can use Reward Points for flights or hotels. The card\u2019s premium positioning makes sense when you value convenience, lounge access and redemption flexibility more than just a low forex percentage.<\/p>\n\n\n\n<p>Consider this card if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You travel frequently and want premium airport benefits<\/li>\n\n\n\n<li>You can use Reward Points for flights or hotel bookings<\/li>\n\n\n\n<li>You are eligible for invite-only premium cards<\/li>\n\n\n\n<li>You want one card for both lifestyle and travel benefits<\/li>\n<\/ul>\n\n\n\n<p>Avoid relying only on this card if your main goal is lowest-cost foreign currency spending. Check the current fee schedule and compare the forex cost against the reward value you expect to earn.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. HDFC Diners Club Black Metal Edition: For High Spenders Who Use Reward Points Well<\/strong><\/h3>\n\n\n\n<p>HDFC Diners Club Black Metal Edition is another premium option for travellers who can make good use of Reward Points, travel redemptions and lounge access. It is often considered by users who want a strong travel-reward ecosystem without moving into the highest invite-only category.<\/p>\n\n\n\n<p>The card can be valuable when you use eligible spends and redeem points smartly for travel. It may be less suitable if you travel to destinations where Diners acceptance is limited. For international trips, carrying a Visa or Mastercard backup is sensible.<\/p>\n\n\n\n<p>Consider this card if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You want a premium travel card with strong rewards<\/li>\n\n\n\n<li>You can use HDFC travel redemption options<\/li>\n\n\n\n<li>You meet the income and card eligibility requirements<\/li>\n\n\n\n<li>You already understand where Diners cards are accepted<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Axis Bank Atlas Credit Card: For Airline and Hotel Transfer Flexibility<\/strong><\/h3>\n\n\n\n<p>Axis Bank Atlas Credit Card is designed around travel rewards and EDGE Miles. It can suit travellers who book flights and hotels often, and who value airline or hotel transfer partners.<\/p>\n\n\n\n<p>The important point is that Atlas is not a low-forex card. If you use it abroad, the reward value should be high enough to justify the foreign currency markup. It can be a good travel-planning card, but not always the cheapest card for international point-of-sale spends.<\/p>\n\n\n\n<p>Consider this card if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You understand airline and hotel loyalty programmes<\/li>\n\n\n\n<li>You want flexible redemption options<\/li>\n\n\n\n<li>You have enough eligible travel spends to earn miles meaningfully<\/li>\n\n\n\n<li>You are comfortable tracking caps, exclusions and tier rules<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. RBL Bank World Safari Credit Card: For Zero Forex Markup<\/strong><\/h3>\n\n\n\n<p>RBL Bank World Safari Credit Card is built for international spends, with 0% markup on foreign currency transactions. This is useful for travellers who want a simpler cost structure when paying abroad.<\/p>\n\n\n\n<p>The card can be especially relevant if you spend a meaningful amount overseas and want to avoid the usual 2% to 3.5% forex markup. Still, the annual fee, reward structure, lounge access rules and eligibility should be compared with your expected yearly travel spends.<\/p>\n\n\n\n<p>Consider this card if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You want to reduce forex markup as your first priority<\/li>\n\n\n\n<li>You make regular international purchases or travel spends<\/li>\n\n\n\n<li>You prefer direct savings over complex reward calculations<\/li>\n\n\n\n<li>You can justify the annual fee<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. ixigo AU Credit Card: For Value-Seeking Travellers<\/strong><\/h3>\n\n\n\n<p>The ixigo AU Credit Card is a strong fit for travellers who want zero forex markup along with travel booking benefits. AU Small Finance Bank lists zero forex mark-up charges on spends outside India, plus ixigo-linked rewards and lounge access benefits.<\/p>\n\n\n\n<p>This card can work well for users who book through ixigo and want a lower-cost card for foreign spends. It is also useful for travellers who want a practical card rather than a premium card with a high annual fee.<\/p>\n\n\n\n<p>Consider this card if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You want zero forex markup<\/li>\n\n\n\n<li>You book flights, hotels, buses or trains through ixigo<\/li>\n\n\n\n<li>You prefer a travel card with simple benefits<\/li>\n\n\n\n<li>You want a mix of lounge access and rewards<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. MakeMyTrip ICICI Bank Credit Card: For MakeMyTrip Loyalists<\/strong><\/h3>\n\n\n\n<p>MakeMyTrip ICICI Bank Credit Card is useful if you already book flights, hotels, holiday packages or cabs through MakeMyTrip. ICICI Bank lists a 0.99% forex markup for this card, which is lower than many standard credit cards.<\/p>\n\n\n\n<p>The card\u2019s real value comes from combining low forex markup with MakeMyTrip-linked myCash and travel offers. If you do not use MakeMyTrip often, the card may not be as valuable as a more flexible zero-forex option.<\/p>\n\n\n\n<p>Consider this card if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You frequently book through MakeMyTrip<\/li>\n\n\n\n<li>You want low forex markup without moving to a very premium card<\/li>\n\n\n\n<li>You can use myCash rewards naturally<\/li>\n\n\n\n<li>You want a travel card with a moderate annual fee<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>7. IDFC FIRST Mayura Credit Card: For Premium Zero-Forex Benefits<\/strong><\/h3>\n\n\n\n<p>IDFC FIRST Mayura Credit Card is a premium metal card positioned around zero forex markup, lounge access, dining and lifestyle benefits. It can suit international travellers who want zero forex benefits but also want a premium card experience.<\/p>\n\n\n\n<p>The joining and annual fee are higher than entry-level options, so this card is best for users who will use more than just the zero-forex benefit. Check whether the lounge, dining, reward and travel features match your real spending habits.<\/p>\n\n\n\n<p>Consider this card if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You want 0% forex markup with premium card features<\/li>\n\n\n\n<li>You are comfortable with a higher annual fee<\/li>\n\n\n\n<li>You travel often enough to use lounge and lifestyle benefits<\/li>\n\n\n\n<li>You want a metal card with broader rewards<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>8. IDFC FIRST WOW! Credit Card: For FD-Backed Access and Zero Forex<\/strong><\/h3>\n\n\n\n<p>IDFC FIRST WOW! Credit Card is an FD-backed option with zero forex markup. It can be helpful for first-time credit card users, users building credit history, or travellers who prefer a secured card route.<\/p>\n\n\n\n<p>Because it is backed by a fixed deposit, the eligibility path is different from unsecured premium cards. That can make it easier for some users, but it also means your money is parked in an FD.<\/p>\n\n\n\n<p>Consider this card if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You want zero forex markup<\/li>\n\n\n\n<li>You are comfortable opening or maintaining a fixed deposit<\/li>\n\n\n\n<li>You want to build credit history<\/li>\n\n\n\n<li>You prefer a secured card over a high-eligibility premium card<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>9. HSBC TravelOne Credit Card: For Air Mile Conversion<\/strong><\/h3>\n\n\n\n<p>HSBC TravelOne Credit Card can suit travellers who want Reward Points that can be converted into air miles. HSBC lists 4 Reward Points per \u20b9100 on flights, travel aggregators and foreign currency spends, and 1:1 Reward Point to air mile conversion through the app.<\/p>\n\n\n\n<p>This card is more about travel rewards than low forex cost. If you are spending abroad, check the latest forex markup and calculate whether the Reward Points meaningfully offset the fee.<\/p>\n\n\n\n<p>Consider this card if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You value air mile conversion<\/li>\n\n\n\n<li>You spend on flights and travel aggregators<\/li>\n\n\n\n<li>You want a card focused on travel rewards<\/li>\n\n\n\n<li>You are comfortable comparing reward value against forex costs<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Which Card Should You Pick?<\/strong><\/h2>\n\n\n\n<p>There is no single best credit card for international travel for every Indian traveller. Use this simple filter:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pick a zero-forex card if your main goal is reducing foreign currency transaction cost.<\/li>\n\n\n\n<li>Pick a premium card if you use lounges, concierge, hotel benefits and travel redemptions often.<\/li>\n\n\n\n<li>Pick a co-branded card if you book most travel on one platform.<\/li>\n\n\n\n<li>Pick an FD-backed card if eligibility is your main concern.<\/li>\n\n\n\n<li>Pick a miles-focused card if you understand transfer partners and can redeem points well.<\/li>\n<\/ul>\n\n\n\n<p>For many travellers, the best setup is not one card. It is a combination: one primary credit card for travel rewards or zero forex, one backup card on another network, and a debit or forex card for ATM withdrawals and emergency cash.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Smart Ways to Use a Credit Card Abroad<\/strong><\/h2>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Always pay in the local currency<\/strong><\/h3>\n\n\n\n<p>If the card machine offers INR billing, decline it and choose the local currency. This helps you avoid dynamic currency conversion charges from the merchant side.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Keep a backup card<\/strong><\/h3>\n\n\n\n<p>International card acceptance can vary by country, merchant and network. Carrying a second card can prevent payment issues during hotel check-ins, car rentals or emergency purchases.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Avoid cash withdrawals on credit cards<\/strong><\/h3>\n\n\n\n<p>Credit card cash withdrawals can trigger fees and immediate interest charges. Use a debit or forex card for cash needs unless it is an emergency.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Enable international usage before travel<\/strong><\/h3>\n\n\n\n<p>Use your bank app to enable international transactions, set sensible limits, and switch off usage after your trip if you do not need it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Check lounge rules before departure<\/strong><\/h3>\n\n\n\n<p>Airport lounge access is increasingly linked to spend criteria, card network rules, and changing lounge lists. Always check current eligibility before relying on a complimentary visit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Track reward exclusions<\/strong><\/h3>\n\n\n\n<p>Some cards exclude rent, wallet loads, insurance, education, fuel, government payments or certain merchant categories from rewards. Check exclusions before assuming every rupee spent will earn points.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Where Kiwi Fits Into Your Travel Spending<\/strong><\/h2>\n\n\n\n<p>An international travel credit card can help when you are spending abroad. Kiwi helps before and after the trip, when you are paying Indian merchants through UPI.<\/p>\n\n\n\n<p>With Kiwi, eligible users can apply through the app for a RuPay credit card on UPI and use credit for everyday merchant payments such as groceries, dining, utility bills, shopping and QR payments. This is useful when you are planning a trip and want to keep your bank balance flexible for bookings, packing, local purchases and post-trip expenses.<\/p>\n\n\n\n<p>Kiwi also helps you manage UPI on credit from the app, track spends, authenticate payments with UPI PIN, and earn cashback or rewards on eligible transactions. The card issued depends on your credit score and partner bank requirements.<\/p>\n\n\n\n<p>If you are comparing travel cards today, think of Kiwi as your domestic payment companion: use your travel credit card for overseas spends, and use Kiwi for scan and pay, bills and everyday merchant payments back home.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Final Takeaway<\/strong><\/h4>\n\n\n\n<p>The best credit card for international travel is the one that matches your travel behaviour. If you spend heavily abroad, prioritise forex markup. If you fly often, lounge access and miles may matter more. If you book through one platform, a co-branded card can give better value. If you are new to credit, an FD-backed zero-forex card may be simpler.<\/p>\n\n\n\n<p>Before applying, compare the current fee schedule, reward exclusions, lounge access rules, card network acceptance and eligibility. Then keep your setup practical: one primary travel card, one backup card, and a clear plan for cash withdrawals.<\/p>\n\n\n\n<p>For everyday UPI payments in India, download Kiwi to explore UPI on credit, scan and pay at merchants, track spends, and earn eligible rewards on your daily payments.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h5>\n\n\n\n<h6 class=\"wp-block-heading\"><strong>Which is the best credit card for international travel from India?<\/strong><\/h6>\n\n\n\n<p class=\"has-small-font-size\">The best card depends on your needs. RBL World Safari, ixigo AU, IDFC FIRST Mayura and IDFC FIRST WOW! are useful for zero forex markup. HDFC Infinia, HDFC Diners Club Black Metal, Axis Atlas and HSBC TravelOne are stronger for premium travel rewards, lounges or miles.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\"><strong>Is zero forex markup always better?<\/strong><\/h6>\n\n\n\n<p class=\"has-small-font-size\">Zero forex markup is useful, but it is not the only factor. Check annual fees, reward value, lounge access, card acceptance, ATM charges and customer support before choosing a card.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\"><strong>Should I use a credit card or forex card abroad?<\/strong><\/h6>\n\n\n\n<p class=\"has-small-font-size\">A credit card is useful for hotels, shopping, dining and emergency backup. A forex card or debit card may be better for cash withdrawals and budgeting. Many travellers carry both.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\"><strong>Can I withdraw cash abroad using a credit card?<\/strong><\/h6>\n\n\n\n<p class=\"has-small-font-size\">You can, but it is usually expensive. Credit card cash withdrawals can attract cash advance fees and immediate interest charges. Use this only for emergencies.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\"><strong>Is airport lounge access guaranteed with travel credit cards?<\/strong><\/h6>\n\n\n\n<p class=\"has-small-font-size\">No. Lounge access can depend on spend criteria, card network rules, available lounges, visit limits and issuer terms. Check the latest rules before your trip.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\"><strong>Does Kiwi work for international credit card spending?<\/strong><\/h6>\n\n\n\n<p class=\"has-small-font-size\">Kiwi is focused on UPI on credit and RuPay credit card on UPI for eligible merchant payments in India. It is best used for India-side payments such as QR payments, bills, groceries, dining and everyday merchant spends.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\"><strong>How do I apply for a RuPay credit card on UPI through Kiwi?<\/strong><\/h6>\n\n\n\n<p class=\"has-small-font-size\">Download the Kiwi app, complete your application in minutes, and get quick access to your digital card upon approval. The card issued depends on your credit score and partner bank requirements.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>Disclaimer:<\/strong> Credit card fees, forex markup, rewards, lounge access and eligibility conditions may change without notice. Lounge benefits may depend on spending criteria, participating lounges and card-network rules. Kiwi\u2019s RuPay credit card on UPI is intended for eligible merchant payments in India. Verify the latest terms on the issuing bank\u2019s official website before applying.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The best credit card for international travel can help Indian travellers save on forex markup, earn better rewards, and make airport journeys smoother. But the right card is not the same for everyone. A student taking one overseas trip, a family planning an annual holiday, and a frequent flyer who books premium hotels will need [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":797,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[11,12,8],"class_list":["post-796","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card-guides-and-tips","tag-credit-card","tag-credit-card-tips","tag-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Credit Card for International Travel in India<\/title>\n<meta name=\"description\" content=\"Compare the best credit card for international travel by forex markup, lounge access, rewards and fees. 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