{"id":153,"date":"2025-07-22T13:30:49","date_gmt":"2025-07-22T13:30:49","guid":{"rendered":"https:\/\/gokiwi.in\/blog\/?p=153"},"modified":"2025-08-18T11:56:04","modified_gmt":"2025-08-18T11:56:04","slug":"pay-for-makemytrip-flights-using-a-upi-credit-card-and-earn-cashback-too","status":"publish","type":"post","link":"https:\/\/gokiwi.in\/blog\/pay-for-makemytrip-flights-using-a-upi-credit-card-and-earn-cashback-too\/","title":{"rendered":"Pay for MakeMyTrip Flights Using a UPI Credit Card (And Earn Cashback Too!)"},"content":{"rendered":"\n<p>Planning your next trip and want to make a smarter payment choice? If you\u2019ve heard of <strong>UPI Credit Cards<\/strong>, you&#8217;re already halfway there. These cards let you pay through UPI apps, but instead of using your bank balance, you get the <strong>benefits of a credit card<\/strong> \u2014 rewards, interest-free period, and more.<\/p>\n\n\n\n<p>In this article, you\u2019ll learn:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What UPI Credit Cards are<\/li>\n\n\n\n<li>How to use them to book flights on MakeMyTrip<\/li>\n\n\n\n<li>And how to earn <strong>up to \u20b92,000 cashback<\/strong> when you pay via <strong>Kiwi<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What Is a UPI Credit Card?<\/h2>\n\n\n\n<p>A <strong>UPI Credit Card<\/strong> is a RuPay credit card that you can link to a UPI app (like Google Pay, PhonePe, Paytm, or Kiwi). Once linked, you can use your <strong>UPI ID<\/strong> to make payments \u2014 but instead of debiting your bank account, the charge goes to your <strong>credit card<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Key Benefits:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn <strong>reward points<\/strong> or <strong>cashback<\/strong> even on UPI payments<\/li>\n\n\n\n<li>Enjoy up to <strong>50 days of interest-free credit<\/strong><\/li>\n\n\n\n<li>Works across all UPI-accepting merchants, including travel platforms like MMT<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Step-by-Step: How to Pay for MMT Flights Using a UPI Credit Card<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Step 1: Get a RuPay Credit Card That Supports UPI<\/h3>\n\n\n\n<p>You have two options:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use <a href=\"https:\/\/gokiwi.in\/\/\"><strong>Kiwi<\/strong> App\/Web<\/a> to get an <strong>instant virtual UPI Credit Card<\/strong> from <strong>Yes Bank<\/strong> or <strong>AU Small Finance Bank<\/strong><\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Kiwi makes it quick and fully digital \u2014 no paperwork, no waiting.<\/em><\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">Step 2: Link Your Credit Card to UPI<\/h3>\n\n\n\n<p>Using the <strong>Kiwi app<\/strong>, you can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get a virtual RuPay UPI credit card instantly<\/li>\n\n\n\n<li>Link it to your UPI ID <\/li>\n\n\n\n<li>Set your UPI PIN<\/li>\n<\/ul>\n\n\n\n<p>This UPI ID can then be used anywhere UPI is accepted, including MakeMyTrip.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 3: Book Your Flight on MakeMyTrip<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit <a href=\"https:\/\/www.makemytrip.com\/\">makemytrip.com<\/a> or use the MMT app<\/li>\n\n\n\n<li>Choose your flight and head to checkout<\/li>\n\n\n\n<li>Use UPI Credit Card by Kiwi to make the payment<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Bonus: Get 20% Cashback via Kiwi (Up to \u20b92,000)<\/h2>\n\n\n\n<p>When you book your <strong>first flight on MakeMyTrip using your Kiwi UPI Credit Card<\/strong>, you\u2019re eligible for a <strong>limited-time cashback offer<\/strong>:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Offer Details:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>20% Cashback<\/strong>, up to \u20b92,000<\/li>\n\n\n\n<li>Valid on your <strong>first successful MakeMyTrip transaction<\/strong> via UPI credit card through Kiwi<\/li>\n\n\n\n<li>Cashback is credited to your <strong>Kiwi Wallet<\/strong> within <strong>30 days<\/strong> of your completed travel<\/li>\n\n\n\n<li>You can <strong>withdraw cashback to your bank account<\/strong> using the Kiwi app<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Why This Is a Smart Move<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Feature<\/th><th>UPI with Bank A\/C<\/th><th>UPI with Credit Card via Kiwi<\/th><\/tr><\/thead><tbody><tr><td>Money deducted from<\/td><td>Bank balance<\/td><td>Credit card (interest-free)<\/td><\/tr><tr><td>Earn rewards?<\/td><td>No<\/td><td>Yes (cashback or points)<\/td><\/tr><tr><td>Monthly tracking<\/td><td>Limited<\/td><td>Full credit card statement<\/td><\/tr><tr><td>Extra offer?<\/td><td>Rare<\/td><td>\u20b92,000 Cashback via Kiwi<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">FAQs<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Which credit cards can be used with UPI?<\/h3>\n\n\n\n<p>Only <strong>RuPay credit cards<\/strong> currently support UPI payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Do I need a physical card to pay via UPI?<\/h3>\n\n\n\n<p>Not at all. With <strong>Kiwi<\/strong>, you get an <strong>instant virtual UPI Credit Card<\/strong> from <strong>Yes Bank or AU Small Finance Bank<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Is the Kiwi-MMT offer valid on all bookings?<\/h3>\n\n\n\n<p>It\u2019s valid only on your <strong>first MakeMyTrip flight booking<\/strong> using UPI Credit Card via Kiwi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. How will I receive cashback?<\/h3>\n\n\n\n<p>Cashback will be credited to your <strong>Kiwi Wallet<\/strong> within <strong>30 days of travel completion<\/strong>. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Can I stack this with MMT coupons?<\/h3>\n\n\n\n<p>Yes, you can apply MMT promo codes and still be eligible for the Kiwi cashback offer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Final Words<\/h2>\n\n\n\n<p>Using a <strong>UPI Credit Card<\/strong> to book flights on MakeMyTrip is a <strong>modern, rewarding, and budget-friendly<\/strong> way to travel. And if you\u2019re booking for the first time via <strong>Kiwi<\/strong>, the <strong>\u20b92,000 cashback<\/strong> is just the cherry on top.<\/p>\n\n\n\n<p>So next time you\u2019re browsing flights, remember:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Link your <strong>RuPay credit card to UPI<\/strong><\/li>\n\n\n\n<li>Pay using your <strong>Kiwi UPI ID<\/strong><\/li>\n\n\n\n<li>Enjoy rewards, credit period, and exclusive cashback<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 <a class=\"\" href=\"https:\/\/gokiwi.in\/offers\/merchantoffers\/mmt-offers\/makemytrip-flight-offer\/\">Get Your UPI Credit Card on Kiwi &amp; Claim Cashback<\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Planning your next trip and want to make a smarter payment choice? If you\u2019ve heard of UPI Credit Cards, you&#8217;re already halfway there. These cards let you pay through UPI apps, but instead of using your bank balance, you get the benefits of a credit card \u2014 rewards, interest-free period, and more. In this article, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":155,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[12,14],"class_list":["post-153","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card-guides-and-tips","tag-credit-card-tips","tag-upi-credit-card"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cashback on MakeMyTrip Flights using UPI Credit Card<\/title>\n<meta name=\"description\" content=\"You get the chance to earn rewards and cashback on UPI Credit Card if you use it for booking flights on MakeMyTrip.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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